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QDEC vs VYM: Dividend Comparison 2026

QDEC yields 6.45% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 QDEC wins by $2.8K in total portfolio value
10 years
QDEC
QDEC
● Live price
6.45%
Share price
$31.00
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.6K
Annual income
$972.89
Full QDEC calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — QDEC vs VYM

📍 QDEC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodQDECVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, QDEC + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
QDEC pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

QDEC
Annual income on $10K today (after 15% tax)
$548.48/yr
After 10yr DRIP, annual income (after tax)
$826.96/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, QDEC beats the other by $590.19/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of QDEC + VYM for your $10,000?

QDEC: 50%VYM: 50%
100% VYM50/50100% QDEC
Portfolio after 10yr
$29.2K
Annual income
$625.72/yr
Blended yield
2.14%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

QDEC buys
0
VYM buys
0
No recent congressional trades found for QDEC or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricQDECVYM
Forward yield6.45%2.41%
Annual dividend / share$2.00$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$30.6K$27.8K
Annual income after 10y$972.89$278.55
Total dividends collected$8.1K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: QDEC vs VYM ($10,000, DRIP)

YearQDEC PortfolioQDEC Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,345$645.27$11,151$241.44+$194.00QDEC
2$12,824$684.18$12,413$246.79+$411.00QDEC
3$14,444$722.74$13,794$251.79+$650.00QDEC
4$16,216$760.81$15,306$256.47+$910.00QDEC
5$18,149$798.26$16,960$260.84+$1.2KQDEC
6$20,255$834.98$18,768$264.92+$1.5KQDEC
7$22,543$870.89$20,745$268.71+$1.8KQDEC
8$25,027$905.88$22,905$272.24+$2.1KQDEC
9$27,719$939.90$25,265$275.51+$2.5KQDEC
10$30,632$972.89$27,842$278.55+$2.8KQDEC

QDEC vs VYM: Complete Analysis 2026

QDECStock

The investment objective of the FT Vest Nasdaq-100 Buffer ETF - December (the "Fund") is to seek to provide investors with returns (before fees and expenses) that match the price return of the Invesco QQQ Trust SM, Series 1 (the "Underlying ETF"), up to a predetermined upside cap of 18.22% while providing a buffer (before fees and expenses) against the first 10% of Underlying ETF losses, over the period from December 22, 2025 to December 18, 2026.

Full QDEC Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.