Is QDTE or XYLD a better dividend investment in 2026?

QDTE currently yields 51.06% with a 5% 5-year dividend growth rate. XYLD yields 9.02% with 0.5% growth. The better choice depends on your goal: QDTE offers higher current income.

What is the dividend yield difference between QDTE and XYLD?

QDTE has a forward dividend yield of 51.06% ($14.00/share annually). XYLD yields 9.02% ($3.48/share annually). The yield gap is 42.04 percentage points.

Home › Compare › QDTE vs XYLD

QDTE vs XYLD: Dividend Comparison 2026

QDTE yields 51.06% · XYLD yields 9.02%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QDTE wins by $395.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

QDTE

● Live price

51.06%

Share price

$27.42

Annual div

$14.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$416.1K

Annual income

$85,752.84

Full QDTE calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

9.02%

Share price

$38.60

Annual div

$3.48

5Y div CAGR

0.5%

Payout ratio

90%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.1K

Annual income

$2,363.75

Full XYLD calculator →

Portfolio growth — QDTE vs XYLD

📍 QDTE pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	QDTE	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, QDTE + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

QDTE pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

QDTE

Annual income on $10K today (after 15% tax)

$4,340.20/yr

After 10yr DRIP, annual income (after tax)

$72,889.91/yr

XYLD

Annual income on $10K today (after 15% tax)

$766.32/yr

After 10yr DRIP, annual income (after tax)

$2,009.19/yr

At 15% tax rate, QDTE beats the other by $70,880.73/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of QDTE + XYLD for your $10,000?

QDTE: 50%XYLD: 50%

100% XYLD50/50100% QDTE

Portfolio after 10yr

$218.6K

Annual income

$44,058.30/yr

Blended yield

20.15%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

QDTE buys

XYLD buys

No recent congressional trades found for QDTE or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricQDTEXYLD

Forward yield	51.06% ✓	9.02%
Annual dividend / share	$14.00 ✓	$3.48
Payout ratio	50% ✓	90%
1-year div growth	0% ✓	-2.1%
5-year div CAGR	0%	0.5% ✓
Portfolio after 10y	$416.1K ✓	$21.1K
Annual income after 10y	$85,752.84 ✓	$2,363.75
Total dividends collected	$333.6K ✓	$15.0K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: QDTE vs XYLD ($10,000, DRIP)

Year	QDTE Portfolio	QDTE Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$15,806	$5,106.11	$10,626	$906.06	+$5.2K → QDTE
2	$24,455	$7,542.78	$11,324	$995.47	+$13.1K → QDTE
3	$37,074	$10,906.77	$12,104	$1,096.88	+$25.0K → QDTE
4	$55,122	$15,452.83	$12,977	$1,212.21	+$42.1K → QDTE
5	$80,453	$21,472.37	$13,958	$1,343.80	+$66.5K → QDTE
6	$115,374	$29,289.58	$15,061	$1,494.40	+$100.3K → QDTE
7	$162,705	$39,255.12	$16,307	$1,667.30	+$146.4K → QDTE
8	$225,832	$51,737.58	$17,717	$1,866.48	+$208.1K → QDTE
9	$308,754	$67,112.97	$19,317	$2,096.71	+$289.4K → QDTE
10	$416,119	$85,752.84	$21,140	$2,363.75	+$395.0K → QDTE

QDTE vs XYLD: Complete Analysis 2026

QDTE — Stock

The Roundhill Innovation-100 0DTE Covered Call Strategy ETF (“QDTE”) is the first ETF to utilize zero days to expiry (“0DTE”)*** options on an innovation index (the "Innovation-100 Index" as defined in the Fund Prospectus). QDTE seeks to provide overnight exposure to the Innovation-100 Index and generate income each morning by selling out-of-the-money 0DTE calls on the Index. QDTE is an actively-managed ETF.

Full QDTE Calculator →

XYLD — ETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

📬

Get this QDTE vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

QDTE vs SCHD QDTE vs JEPI QDTE vs O QDTE vs KO QDTE vs MAIN QDTE vs QYLD QDTE vs JEPQ QDTE vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.