Is QDYN or RYLD a better dividend investment in 2026?

QDYN currently yields 3.27% with a 5% 5-year dividend growth rate. RYLD yields 4.00% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between QDYN and RYLD?

QDYN has a forward dividend yield of 3.27% ($2.00/share annually). RYLD yields 4.00% ($2.00/share annually). The yield gap is 0.73 percentage points.

Home › Compare › QDYN vs RYLD

QDYN vs RYLD: Dividend Comparison 2026

QDYN yields 3.27% · RYLD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $3.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

QDYN

● Live price

3.27%

Share price

$61.09

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.7K

Annual income

$404.19

Full QDYN calculator →

RYLD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full RYLD calculator →

Portfolio growth — QDYN vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	QDYN	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, QDYN + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

QDYN pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

QDYN

Annual income on $10K today (after 15% tax)

$278.28/yr

After 10yr DRIP, annual income (after tax)

$343.56/yr

RYLD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, RYLD beats the other by $420.75/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of QDYN + RYLD for your $10,000?

QDYN: 50%RYLD: 50%

100% RYLD50/50100% QDYN

Portfolio after 10yr

$26.4K

Annual income

$651.69/yr

Blended yield

2.47%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

QDYN buys

RYLD buys

No recent congressional trades found for QDYN or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricQDYNRYLD

Forward yield	3.27%	4.00% ✓
Annual dividend / share	$2.00	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$24.7K	$28.0K ✓
Annual income after 10y	$404.19	$899.19 ✓
Total dividends collected	$3.7K	$6.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: QDYN vs RYLD ($10,000, DRIP)

Year	QDYN Portfolio	QDYN Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,027	$327.39	$11,120	$420.00	$93.00 → RYLD
2	$12,137	$337.40	$12,357	$458.31	$220.00 → RYLD
3	$13,333	$347.05	$13,721	$499.76	$388.00 → RYLD
4	$14,623	$356.32	$15,227	$544.58	$604.00 → RYLD
5	$16,012	$365.22	$16,885	$593.02	$873.00 → RYLD
6	$17,506	$373.75	$18,713	$645.34	$1.2K → RYLD
7	$19,114	$381.90	$20,724	$701.81	$1.6K → RYLD
8	$20,841	$389.69	$22,938	$762.73	$2.1K → RYLD
9	$22,697	$397.11	$25,372	$828.41	$2.7K → RYLD
10	$24,690	$404.19	$28,047	$899.19	$3.4K → RYLD

QDYN vs RYLD: Complete Analysis 2026

QDYN — Stock

The underlying index is designed to reflect the performance of a selection of companies that, in aggregate, possess greater financial strength and stability characteristics relative to the Northern Trust 1250 Index, a float-adjusted market-capitalization weighted index of U.S. domiciled large- and mid-capitalization companies. The fund will invest at least 80% of its total assets (exclusive of collateral held from securities lending) in the securities of the index.

Full QDYN Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →

📬

Get this QDYN vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

QDYN vs SCHD QDYN vs JEPI QDYN vs O QDYN vs KO QDYN vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.