Home › Compare › QFRD vs SCHD

QFRD vs SCHD: Dividend Comparison 2026

QFRD yields 0.03% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $9.2K in total portfolio value
10 years
QFRD
QFRD
● Live price
0.03%
Share price
$23.05
Annual div
$0.01
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.7K
Annual income
$3.49
Full QFRD calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — QFRD vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodQFRDSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, QFRD + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
QFRD pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

QFRD
Annual income on $10K today (after 15% tax)
$2.96/yr
After 10yr DRIP, annual income (after tax)
$2.97/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, SCHD beats the other by $356.25/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of QFRD + SCHD for your $10,000?

QFRD: 50%SCHD: 50%
100% SCHD50/50100% QFRD
Portfolio after 10yr
$24.3K
Annual income
$213.04/yr
Blended yield
0.88%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

QFRD buys
0
SCHD buys
0
No recent congressional trades found for QFRD or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricQFRDSCHD
Forward yield0.03%3.44% ✓
Annual dividend / share$0.01$1.06 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$19.7K$29.0K ✓
Annual income after 10y$3.49$422.61 ✓
Total dividends collected$35.00 ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: QFRD vs SCHD ($10,000, DRIP)

YearQFRD PortfolioQFRD Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,703$3.48$11,224$344.10$521.00 → SCHD
2$11,456$3.48$12,567$354.98$1.1K → SCHD
3$12,262$3.48$14,038$365.30$1.8K → SCHD
4$13,123$3.48$15,648$375.06$2.5K → SCHD
5$14,046$3.48$17,410$384.27$3.4K → SCHD
6$15,032$3.49$19,335$392.95$4.3K → SCHD
7$16,088$3.49$21,437$401.10$5.3K → SCHD
8$17,218$3.49$23,733$408.75$6.5K → SCHD
9$18,426$3.49$26,237$415.91$7.8K → SCHD
10$19,720$3.49$28,968$422.61$9.2K → SCHD

QFRD vs SCHD: Complete Analysis 2026

QFRD — Stock

A strategy driven exchange traded fund that aims to provide capital appreciation by selecting 50 S&P 500 companies with the highest Research & Development (R&D)expenditures, screened for free cash flow (FCF) quality.

Full QFRD Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
📬

Get this QFRD vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

QFRD vs JEPIQFRD vs OQFRD vs KOQFRD vs MAINQFRD vs VYMQFRD vs DGROQFRD vs VIGQFRD vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.