Is QFREF or XYLD a better dividend investment in 2026?

QFREF currently yields 158.73% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: QFREF offers higher current income.

What is the dividend yield difference between QFREF and XYLD?

QFREF has a forward dividend yield of 158.73% ($2.00/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 147.53 percentage points.

Home › Compare › QFREF vs XYLD

QFREF vs XYLD: Dividend Comparison 2026

QFREF yields 158.73% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QFREF wins by $33.41M in total portfolio value

INVESTMENT

TIME HORIZON10 years

QFREF

● Live price

158.73%

Share price

$1.26

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$33.43M

Annual income

$14,929,974.02

Full QFREF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — QFREF vs XYLD

📍 QFREF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	QFREF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, QFREF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

QFREF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

QFREF

Annual income on $10K today (after 15% tax)

$13,492.06/yr

After 10yr DRIP, annual income (after tax)

$12,690,477.92/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, QFREF beats the other by $12,687,629.54/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of QFREF + XYLD for your $10,000?

QFREF: 50%XYLD: 50%

100% XYLD50/50100% QFREF

Portfolio after 10yr

$16.73M

Annual income

$7,466,662.52/yr

Blended yield

44.63%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

QFREF buys

XYLD buys

No recent congressional trades found for QFREF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricQFREFXYLD

Forward yield	158.73% ✓	11.20%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$33.43M ✓	$25.9K
Annual income after 10y	$14,929,974.02 ✓	$3,351.03
Total dividends collected	$31.06M ✓	$20.2K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: QFREF vs XYLD ($10,000, DRIP)

Year	QFREF Portfolio	QFREF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$26,573	$15,873.02	$10,840	$1,120.44	+$15.7K → QFREF
2	$67,853	$39,419.99	$11,786	$1,249.59	+$56.1K → QFREF
3	$166,675	$94,072.29	$12,854	$1,397.78	+$153.8K → QFREF
4	$394,305	$215,962.78	$14,063	$1,568.33	+$380.2K → QFREF
5	$899,388	$477,481.77	$15,434	$1,765.19	+$884.0K → QFREF
6	$1,980,205	$1,017,859.40	$16,995	$1,993.14	+$1.96M → QFREF
7	$4,213,254	$2,094,435.11	$18,777	$2,257.95	+$4.19M → QFREF
8	$8,672,949	$4,164,766.74	$20,818	$2,566.58	+$8.65M → QFREF
9	$17,292,333	$8,012,278.11	$23,163	$2,927.50	+$17.27M → QFREF
10	$33,432,771	$14,929,974.02	$25,865	$3,351.03	+$33.41M → QFREF

QFREF vs XYLD: Complete Analysis 2026

QFREF — Stock

Q-Free ASA supplies intelligent transportation system products and solutions worldwide. It offers tolling products, such as dedicated short-range communication on-board units, roadside transceivers/antennas, handheld transceivers/digital tachographs, and automated license plate recognition (ALPR) cameras/imaging systems. The company also provides Intrada ALPR, an automatic license plate recognition and vehicle analytics solution; Intrada Insight, an image processing and review solution; and Intrada Synergy Server, an image processing solution for video-based passages, such as tolling and parking/access control. In addition, it offers traffic management products, including Urban hardware, such as ATC controllers and cabinets; urban software comprising central and local traffic control software systems, as well as ramp meter, analytics, adaptive, and connected vehicle software enhancements; interurban software, such as Statewide ATMS, a statewide freeway traffic management software system, as well as software enhancements for work zone and event management; and infomobility hardware products, including high- and low-speed weigh-in-motion systems, as well as traffic counting and classification products for vehicles, bicycles, and pedestrians. The company also provides maintenance services. Q-Free ASA was founded in 1984 and is headquartered in Trondheim, Norway.

Full QFREF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.