Is QGLDX or SCHD a better dividend investment in 2026?

QGLDX currently yields 57.71% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: QGLDX offers higher current income.

What is the dividend yield difference between QGLDX and SCHD?

QGLDX has a forward dividend yield of 57.71% ($12.21/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 54.25 percentage points.

Home › Compare › QGLDX vs SCHD

QGLDX vs SCHD: Dividend Comparison 2026

QGLDX yields 57.71% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QGLDX wins by $553.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

QGLDX

● Live price

57.71%

Share price

$21.16

Annual div

$12.21

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$582.0K

Annual income

$132,009.83

Full QGLDX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — QGLDX vs SCHD

📍 QGLDX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	QGLDX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, QGLDX + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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QGLDX pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

QGLDX

Annual income on $10K today (after 15% tax)

$4,905.42/yr

After 10yr DRIP, annual income (after tax)

$112,208.36/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, QGLDX beats the other by $111,846.30/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of QGLDX + SCHD for your $10,000?

QGLDX: 50%SCHD: 50%

100% SCHD50/50100% QGLDX

Portfolio after 10yr

$305.5K

Annual income

$66,217.89/yr

Blended yield

21.68%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

QGLDX buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricQGLDXSCHD

Forward yield	57.71% ✓	3.46%
Annual dividend / share	$12.21 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$582.0K ✓	$29.0K
Annual income after 10y	$132,009.83 ✓	$425.95
Total dividends collected	$479.0K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: QGLDX vs SCHD ($10,000, DRIP)

Year	QGLDX Portfolio	QGLDX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$16,471	$5,771.08	$11,226	$346.36	+$5.2K → QGLDX
2	$26,508	$8,883.73	$12,572	$357.38	+$13.9K → QGLDX
3	$41,725	$13,361.73	$14,046	$367.84	+$27.7K → QGLDX
4	$64,302	$19,656.33	$15,660	$377.73	+$48.6K → QGLDX
5	$97,114	$28,310.48	$17,425	$387.07	+$79.7K → QGLDX
6	$143,871	$39,959.39	$19,354	$395.86	+$124.5K → QGLDX
7	$209,268	$55,325.82	$21,461	$404.13	+$187.8K → QGLDX
8	$299,126	$75,209.57	$23,762	$411.89	+$275.4K → QGLDX
9	$420,536	$100,471.11	$26,272	$419.15	+$394.3K → QGLDX
10	$581,984	$132,009.83	$29,010	$425.95	+$553.0K → QGLDX

QGLDX vs SCHD: Complete Analysis 2026

QGLDX — Stock

The fund will invest primarily in Gold bullion-related: (1) exchange-traded funds ("ETFs"); (2) exchange-traded notes ("ETNs"); (3) exchange-traded futures contracts; (4) over-the-counter forward contracts and (5) fixed income securities, including through mutual funds and ETFs that invest primarily in fixed income securities. It invests over 25% of its assets in the Gold bullion industry. The fund will invest up to 25% of its total assets in the wholly-owned and controlled subsidiary.

Full QGLDX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.