Is QPT or XYLD a better dividend investment in 2026?

QPT currently yields 10.47% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between QPT and XYLD?

QPT has a forward dividend yield of 10.47% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 0.51 percentage points.

Home › Compare › QPT vs XYLD

QPT vs XYLD: Dividend Comparison 2026

QPT yields 10.47% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QPT wins by $14.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

QPT

● Live price

10.47%

Share price

$19.10

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$40.0K

Annual income

$2,019.73

Full QPT calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — QPT vs XYLD

📍 QPT pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	QPT	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, QPT + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

QPT pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

QPT

Annual income on $10K today (after 15% tax)

$890.05/yr

After 10yr DRIP, annual income (after tax)

$1,716.77/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $1,019.40/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of QPT + XYLD for your $10,000?

QPT: 50%XYLD: 50%

100% XYLD50/50100% QPT

Portfolio after 10yr

$32.6K

Annual income

$2,619.37/yr

Blended yield

8.03%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

QPT buys

XYLD buys

No recent congressional trades found for QPT or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricQPTXYLD

Forward yield	10.47%	10.98% ✓
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$40.0K ✓	$25.3K
Annual income after 10y	$2,019.73	$3,219.02 ✓
Total dividends collected	$15.3K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: QPT vs XYLD ($10,000, DRIP)

Year	QPT Portfolio	QPT Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,747	$1,047.11	$10,818	$1,098.39	+$929.00 → QPT
2	$13,719	$1,149.59	$11,738	$1,222.51	+$2.0K → QPT
3	$15,934	$1,254.73	$12,774	$1,364.64	+$3.2K → QPT
4	$18,411	$1,361.98	$13,944	$1,527.86	+$4.5K → QPT
5	$21,171	$1,470.78	$15,270	$1,715.87	+$5.9K → QPT
6	$24,234	$1,580.58	$16,775	$1,933.09	+$7.5K → QPT
7	$27,621	$1,690.86	$18,490	$2,184.87	+$9.1K → QPT
8	$31,355	$1,801.12	$20,450	$2,477.63	+$10.9K → QPT
9	$35,461	$1,910.89	$22,697	$2,819.19	+$12.8K → QPT
10	$39,963	$2,019.73	$25,280	$3,219.02	+$14.7K → QPT

QPT vs XYLD: Complete Analysis 2026

QPT — Stock

The fund invests in ETFs representing all asset classes, including, but not limited to, treasury bonds, municipal bonds, investment grade corporate bonds, high-yield U.S. corporate bonds (sometimes referred to as "junk bonds"), municipal bonds, U.S. and foreign equities, and commodities. These underlying investments may be of any market capitalization, duration, maturity, and quality.

Full QPT Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this QPT vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

QPT vs SCHD QPT vs JEPI QPT vs O QPT vs KO QPT vs MAIN QPT vs QYLD QPT vs JEPQ QPT vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.