Is QQQU or QYLD a better dividend investment in 2026?

QQQU currently yields 12.74% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QQQU offers higher current income.

What is the dividend yield difference between QQQU and QYLD?

QQQU has a forward dividend yield of 12.74% ($5.40/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 0.82 percentage points.

Home › Compare › QQQU vs QYLD

QQQU vs QYLD: Dividend Comparison 2026

QQQU yields 12.74% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QQQU wins by $20.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

QQQU

● Live price

12.74%

Share price

$42.39

Annual div

$5.40

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$46.3K

Annual income

$2,815.61

Full QQQU calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — QQQU vs QYLD

📍 QQQU pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	QQQU	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, QQQU + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

QQQU pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

QQQU

Annual income on $10K today (after 15% tax)

$1,082.91/yr

After 10yr DRIP, annual income (after tax)

$2,393.27/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $2,417.15/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of QQQU + QYLD for your $10,000?

QQQU: 50%QYLD: 50%

100% QYLD50/50100% QQQU

Portfolio after 10yr

$35.8K

Annual income

$4,237.46/yr

Blended yield

11.82%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

QQQU buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricQQQUQYLD

Forward yield	12.74% ✓	11.92%
Annual dividend / share	$5.40 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$46.3K ✓	$25.4K
Annual income after 10y	$2,815.61	$5,659.31 ✓
Total dividends collected	$20.2K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: QQQU vs QYLD ($10,000, DRIP)

Year	QQQU Portfolio	QQQU Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,974	$1,274.02	$10,352	$1,192.36	+$1.6K → QQQU
2	$14,238	$1,425.71	$10,830	$1,347.57	+$3.4K → QQQU
3	$16,819	$1,584.36	$11,460	$1,539.07	+$5.4K → QQQU
4	$19,745	$1,749.13	$12,275	$1,777.84	+$7.5K → QQQU
5	$23,047	$1,919.13	$13,323	$2,078.95	+$9.7K → QQQU
6	$26,753	$2,093.46	$14,667	$2,463.34	+$12.1K → QQQU
7	$30,897	$2,271.18	$16,396	$2,960.57	+$14.5K → QQQU
8	$35,511	$2,451.37	$18,631	$3,612.97	+$16.9K → QQQU
9	$40,630	$2,633.14	$21,548	$4,482.15	+$19.1K → QQQU
10	$46,290	$2,815.61	$25,398	$5,659.31	+$20.9K → QQQU

QQQU vs QYLD: Complete Analysis 2026

QQQU — Stock

The Direxion Daily Magnificent 7 Bull 2X and Bear 1X ETF seek daily investment results, before fees and expenses, of 200%, or 100% of the inverse (or opposite), of the performance of the Indxx Magnificent 7 Index. There is no guarantee the funds will achieve their stated investment objectives.

Full QQQU Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this QQQU vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

QQQU vs SCHD QQQU vs JEPI QQQU vs O QQQU vs KO QQQU vs MAIN QQQU vs XYLD QQQU vs JEPQ QQQU vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.