Is QSG or XYLD a better dividend investment in 2026?

QSG currently yields 3.99% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between QSG and XYLD?

QSG has a forward dividend yield of 3.99% ($0.20/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 6.99 percentage points.

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QSG vs XYLD: Dividend Comparison 2026

QSG yields 3.99% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QSG wins by $647.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

QSG

● Live price

3.99%

Share price

$5.04

Annual div

$0.20

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$515.19

Full QSG calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — QSG vs XYLD

📍 QSG pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	QSG	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, QSG + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

QSG pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

QSG

Annual income on $10K today (after 15% tax)

$338.99/yr

After 10yr DRIP, annual income (after tax)

$437.91/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,298.26/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of QSG + XYLD for your $10,000?

QSG: 50%XYLD: 50%

100% XYLD50/50100% QSG

Portfolio after 10yr

$25.6K

Annual income

$1,867.10/yr

Blended yield

7.29%

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Analyst Conviction Gap

Where Wall Street is most bullish on QSG right now

QSG

Analyst Ratings

Buy

Consensus: Buy

Price Target

$9.52

+88.9% upside vs current

Range: $9.52 — $9.52

Altman Z

6.6

Piotroski

5/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

QSG buys

XYLD buys

No recent congressional trades found for QSG or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricQSGXYLD

Forward yield	3.99%	10.98% ✓
Annual dividend / share	$0.20	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$25.9K ✓	$25.3K
Annual income after 10y	$515.19	$3,219.02 ✓
Total dividends collected	$4.6K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: QSG vs XYLD ($10,000, DRIP)

Year	QSG Portfolio	QSG Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,099	$398.81	$10,818	$1,098.39	+$281.00 → QSG
2	$12,289	$413.67	$11,738	$1,222.51	+$551.00 → QSG
3	$13,578	$428.08	$12,774	$1,364.64	+$804.00 → QSG
4	$14,970	$442.02	$13,944	$1,527.86	+$1.0K → QSG
5	$16,474	$455.47	$15,270	$1,715.87	+$1.2K → QSG
6	$18,095	$468.42	$16,775	$1,933.09	+$1.3K → QSG
7	$19,843	$480.87	$18,490	$2,184.87	+$1.4K → QSG
8	$21,724	$492.81	$20,450	$2,477.63	+$1.3K → QSG
9	$23,749	$504.25	$22,697	$2,819.19	+$1.1K → QSG
10	$25,927	$515.19	$25,280	$3,219.02	+$647.00 → QSG

QSG vs XYLD: Complete Analysis 2026

QSG — Stock

QuantaSing Group Limited provides online learning services in the People's Republic of China. The company offers online courses, including financial literacy, short-video production, personal well-being, electronic keyboard, Chinese painting, Erhu, and data analytics courses to adult learners under various brands, including QiNiu, JiangZhen, and QianChi. It also provides marketing and enterprise talent management services to enterprise customers. QuantaSing Group Limited was founded in 2019 and is based in Beijing, the People's Republic of China.

Full QSG Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.