Is QSTFX or XYLD a better dividend investment in 2026?

QSTFX currently yields 12.07% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: QSTFX offers higher current income.

What is the dividend yield difference between QSTFX and XYLD?

QSTFX has a forward dividend yield of 12.07% ($1.69/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 1.09 percentage points.

Home › Compare › QSTFX vs XYLD

QSTFX vs XYLD: Dividend Comparison 2026

QSTFX yields 12.07% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QSTFX wins by $19.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

QSTFX

● Live price

12.07%

Share price

$13.96

Annual div

$1.69

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.3K

Annual income

$2,563.05

Full QSTFX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — QSTFX vs XYLD

📍 QSTFX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	QSTFX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, QSTFX + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

QSTFX pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

QSTFX

Annual income on $10K today (after 15% tax)

$1,025.97/yr

After 10yr DRIP, annual income (after tax)

$2,178.59/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $557.57/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of QSTFX + XYLD for your $10,000?

QSTFX: 50%XYLD: 50%

100% XYLD50/50100% QSTFX

Portfolio after 10yr

$34.8K

Annual income

$2,891.04/yr

Blended yield

8.31%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

QSTFX buys

XYLD buys

No recent congressional trades found for QSTFX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricQSTFXXYLD

Forward yield	12.07% ✓	10.98%
Annual dividend / share	$1.69	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$44.3K ✓	$25.3K
Annual income after 10y	$2,563.05	$3,219.02 ✓
Total dividends collected	$18.7K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: QSTFX vs XYLD ($10,000, DRIP)

Year	QSTFX Portfolio	QSTFX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,907	$1,207.02	$10,818	$1,098.39	+$1.1K → QSTFX
2	$14,084	$1,343.18	$11,738	$1,222.51	+$2.3K → QSTFX
3	$16,554	$1,484.78	$12,774	$1,364.64	+$3.8K → QSTFX
4	$19,344	$1,631.08	$13,944	$1,527.86	+$5.4K → QSTFX
5	$22,480	$1,781.27	$15,270	$1,715.87	+$7.2K → QSTFX
6	$25,988	$1,934.57	$16,775	$1,933.09	+$9.2K → QSTFX
7	$29,897	$2,090.16	$18,490	$2,184.87	+$11.4K → QSTFX
8	$34,237	$2,247.27	$20,450	$2,477.63	+$13.8K → QSTFX
9	$39,039	$2,405.14	$22,697	$2,819.19	+$16.3K → QSTFX
10	$44,335	$2,563.05	$25,280	$3,219.02	+$19.1K → QSTFX

QSTFX vs XYLD: Complete Analysis 2026

QSTFX — Stock

The investment seeks high appreciation on an annual basis consistent with a high tolerance for risk. The fund's investment adviser delegates execution of the fund's investment strategy to the Subadviser, Flexible Plan Investments, Ltd. The fund is aggressively managed by the Subadviser, which typically results in high portfolio turnover. The Subadviser seeks to achieve the fund's investment objective primarily by using the Subadviser's proprietary Self-Adjusting Trend Following Strategy.

Full QSTFX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this QSTFX vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

QSTFX vs SCHD QSTFX vs JEPI QSTFX vs O QSTFX vs KO QSTFX vs MAIN QSTFX vs QYLD QSTFX vs JEPQ QSTFX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.