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QTJA vs SPHD: Dividend Comparison 2026

QTJA yields 7.03% · SPHD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 QTJA wins by $3.8K in total portfolio value
10 years
QTJA
QTJA
● Live price
7.03%
Share price
$28.45
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.8K
Annual income
$1,098.84
Full QTJA calculator →
SPHD
SPHD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full SPHD calculator →

Portfolio growth — QTJA vs SPHD

📍 QTJA pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodQTJASPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, QTJA + SPHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
QTJA pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

QTJA
Annual income on $10K today (after 15% tax)
$597.64/yr
After 10yr DRIP, annual income (after tax)
$934.01/yr
SPHD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, QTJA beats the other by $169.70/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of QTJA + SPHD for your $10,000?

QTJA: 50%SPHD: 50%
100% SPHD50/50100% QTJA
Portfolio after 10yr
$29.9K
Annual income
$999.02/yr
Blended yield
3.34%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

QTJA buys
0
SPHD buys
0
No recent congressional trades found for QTJA or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricQTJASPHD
Forward yield7.03% ✓4.00%
Annual dividend / share$2.00$2.00
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$31.8K ✓$28.0K
Annual income after 10y$1,098.84 ✓$899.19
Total dividends collected$9.1K ✓$6.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: QTJA vs SPHD ($10,000, DRIP)

YearQTJA PortfolioQTJA Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,403$703.11$11,120$420.00+$283.00 → QTJA
2$12,951$749.31$12,357$458.31+$594.00 → QTJA
3$14,653$795.33$13,721$499.76+$932.00 → QTJA
4$16,519$840.98$15,227$544.58+$1.3K → QTJA
5$18,562$886.09$16,885$593.02+$1.7K → QTJA
6$20,791$930.51$18,713$645.34+$2.1K → QTJA
7$23,221$974.10$20,724$701.81+$2.5K → QTJA
8$25,863$1,016.76$22,938$762.73+$2.9K → QTJA
9$28,732$1,058.36$25,372$828.41+$3.4K → QTJA
10$31,842$1,098.84$28,047$899.19+$3.8K → QTJA

QTJA vs SPHD: Complete Analysis 2026

QTJA — Stock

The Innovator Growth Accelerated Plus ETF seeks to provide triple (3x) the upside return of QQQ (Invesco QQQ Trust), to a cap, with approximately single exposure to the downside, over a annual outcome period. The ETF can be held indefinitely, resetting at the end of each outcome period.

Full QTJA Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.