HomeCompareQTOC vs SPHD

QTOC vs SPHD: Dividend Comparison 2026

QTOC yields 6.11% · SPHD yields 4.30%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 QTOC wins by $3.4K in total portfolio value
10 years
QTOC
QTOC
● Live price
6.11%
Share price
$32.72
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.9K
Annual income
$902.48
Full QTOC calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — QTOC vs SPHD

📍 QTOC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodQTOCSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, QTOC + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
QTOC pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

QTOC
Annual income on $10K today (after 15% tax)
$519.64/yr
After 10yr DRIP, annual income (after tax)
$767.11/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, QTOC beats the other by $284.84/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of QTOC + SPHD for your $10,000?

QTOC: 50%SPHD: 50%
100% SPHD50/50100% QTOC
Portfolio after 10yr
$28.2K
Annual income
$734.92/yr
Blended yield
2.60%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

QTOC buys
0
SPHD buys
0
No recent congressional trades found for QTOC or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricQTOCSPHD
Forward yield6.11%4.30%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$29.9K$26.5K
Annual income after 10y$902.48$567.37
Total dividends collected$7.6K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: QTOC vs SPHD ($10,000, DRIP)

YearQTOC PortfolioQTOC Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,311$611.34$11,130$430.50+$181.00QTOC
2$12,749$646.27$12,357$447.82+$392.00QTOC
3$14,323$680.78$13,687$464.65+$636.00QTOC
4$16,040$714.75$15,126$480.98+$914.00QTOC
5$17,911$748.09$16,682$496.78+$1.2KQTOC
6$19,945$780.69$18,362$512.03+$1.6KQTOC
7$22,154$812.50$20,174$526.72+$2.0KQTOC
8$24,548$843.43$22,127$540.84+$2.4KQTOC
9$27,140$873.44$24,230$554.39+$2.9KQTOC
10$29,942$902.48$26,493$567.37+$3.4KQTOC

QTOC vs SPHD: Complete Analysis 2026

QTOCStock

The Innovator Growth Accelerated Plus ETF seeks to provide triple (3x) the upside return of QQQ (Invesco QQQ Trust), to a cap, with approximately single exposure to the downside, over a annual outcome period. The ETF can be held indefinitely, resetting at the end of each outcome period.

Full QTOC Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.