HomeCompareQUSA vs SCHD

QUSA vs SCHD: Dividend Comparison 2026

QUSA yields 11.97% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 QUSA wins by $15.0K in total portfolio value
10 years
QUSA
QUSA
● Live price
11.97%
Share price
$16.71
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.0K
Annual income
$2,526.18
Full QUSA calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — QUSA vs SCHD

📍 QUSA pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodQUSASCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, QUSA + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
QUSA pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

QUSA
Annual income on $10K today (after 15% tax)
$1,017.35/yr
After 10yr DRIP, annual income (after tax)
$2,147.25/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, QUSA beats the other by $1,785.20/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of QUSA + SCHD for your $10,000?

QUSA: 50%SCHD: 50%
100% SCHD50/50100% QUSA
Portfolio after 10yr
$36.5K
Annual income
$1,476.06/yr
Blended yield
4.04%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

QUSA buys
0
SCHD buys
0
No recent congressional trades found for QUSA or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricQUSASCHD
Forward yield11.97%3.46%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$44.0K$29.0K
Annual income after 10y$2,526.18$425.95
Total dividends collected$18.5K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: QUSA vs SCHD ($10,000, DRIP)

YearQUSA PortfolioQUSA Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,897$1,196.89$11,226$346.36+$671.00QUSA
2$14,060$1,330.77$12,572$357.38+$1.5KQUSA
3$16,515$1,469.89$14,046$367.84+$2.5KQUSA
4$19,284$1,613.50$15,660$377.73+$3.6KQUSA
5$22,395$1,760.83$17,425$387.07+$5.0KQUSA
6$25,874$1,911.09$19,354$395.86+$6.5KQUSA
7$29,748$2,063.51$21,461$404.13+$8.3KQUSA
8$34,048$2,217.32$23,762$411.89+$10.3KQUSA
9$38,803$2,371.77$26,272$419.15+$12.5KQUSA
10$44,045$2,526.18$29,010$425.95+$15.0KQUSA

QUSA vs SCHD: Complete Analysis 2026

QUSAStock

QUSA primarily seeks income, targeting an annual goal of 15% through a blend of US equities deemed high-quality and options strategies. The fund employs a dynamic approach, systematically selecting stocks based on their financial strength, stability, and low earnings variability. The portfolio typically consists of 20 to 50 equities, with allocations adjusted quarterly or as market conditions change. By focusing on companies with strong return on equity and prudent leverage, QUSA aims to minimize volatility while capturing potential capital appreciation. Strategic options use is integral to its income generation, as the fund actively sells call options on its holdings to collect premiums, aiming to enhance overall yield. This combination of active equity selection and management of options allows QUSA to adapt to market fluctuations while pursuing steady returns and capital growth.

Full QUSA Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.