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QYLD vs AAPL: Dividend Comparison 2026

QYLD yields 11.43% · AAPL yields 0.45% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 AAPL wins by $36.0K in total portfolio value
10 years
QYLD
Global X Nasdaq 100 Covered Call ETF
11.43%
Share price
$16.80
Annual div
$1.92
5Y div CAGR
-2.1%
Payout ratio
95%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.5K
Annual income
$3,553.75
Full QYLD calculator →
AAPL
Apple Inc.
0.45%
Share price
$221.50
Annual div
$1.00
5Y div CAGR
5.8%
Payout ratio
15%
After 10 yrs · $10,000 · DRIP
Portfolio value
$55.5K
Annual income
$81.27
Full AAPL calculator →

Portfolio growth — QYLD vs AAPL

Annual dividend income

MetricQYLDAAPL
Forward yield11.43%0.45%
Annual dividend / share$1.92$1.00
Payout ratio95%15%
1-year div growth-5.2%4.2%
5-year div CAGR-2.1%5.8%
Portfolio after 10y$19.5K$55.5K
Annual income after 10y$3,553.75$81.27
Total dividends collected$20.2K$633.00
Payment frequencymonthlyquarterly
SectorETFTechnology

Year-by-year: QYLD vs AAPL ($10,000, DRIP)

YearQYLD PortfolioQYLD Income/yrAAPL PortfolioAAPL Income/yrGap
1$10,279$1,118.86$11,888$47.77$1.6KAAPL
2$10,645$1,229.16$14,126$50.74$3.5KAAPL
3$11,111$1,360.44$16,779$53.88$5.7KAAPL
4$11,695$1,517.70$19,923$57.18$8.2KAAPL
5$12,420$1,707.39$23,650$60.68$11.2KAAPL
6$13,315$1,937.94$28,066$64.36$14.8KAAPL
7$14,417$2,220.42$33,298$68.25$18.9KAAPL
8$15,775$2,569.54$39,498$72.36$23.7KAAPL
9$17,455$3,005.06$46,842$76.69$29.4KAAPL
10$19,543$3,553.75$55,542$81.27$36.0KAAPL

QYLD vs AAPL: Complete Analysis 2026

QYLDETF

QYLD sells covered calls on the full Nasdaq 100 index, generating very high monthly income (10%+ yield). The strategy caps upside participation in exchange for income. Best suited for investors who prioritize maximum current income over capital appreciation. NAV erosion over time is a known trade-off.

Full QYLD Calculator →

AAPLTechnology

Apple is the world's most valuable company and a consistent dividend grower since reinstating its dividend in 2012. While the yield is low, Apple's massive share buyback program (returning $90B+/year to shareholders) amplifies total returns. The payout ratio is extremely low, leaving enormous room for future dividend growth.

Full AAPL Calculator →

Frequently Asked Questions

Is QYLD or AAPL better for dividend income in 2026?
QYLD currently offers a 11.43% yield (1.92/share/year) while AAPL offers 0.45% (1.00/share/year). QYLD provides higher current income. However, AAPL has grown its dividend faster (5.8% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in QYLD vs AAPL earn per year?
With $10,000 invested today: QYLD pays approximately $1143/year. AAPL pays approximately $45/year. With DRIP reinvestment over 10 years, these grow to $3,554/year (QYLD) and $81/year (AAPL).
Does QYLD or AAPL pay monthly dividends?
QYLD pays monthly dividends. AAPL pays quarterly dividends. QYLD pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.