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QYLD vs T: Dividend Comparison 2026

QYLD yields 11.43% · T yields 6.24% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 QYLD wins by $10.4K in total portfolio value
10 years
QYLD
Global X Nasdaq 100 Covered Call ETF
11.43%
Share price
$16.80
Annual div
$1.92
5Y div CAGR
-2.1%
Payout ratio
95%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.5K
Annual income
$3,553.75
Full QYLD calculator →
T
AT&T Inc.
6.24%
Share price
$17.80
Annual div
$1.11
5Y div CAGR
-8.2%
Payout ratio
58%
After 10 yrs · $10,000 · DRIP
Portfolio value
$9.1K
Annual income
$432.01
Full T calculator →

Portfolio growth — QYLD vs T

Annual dividend income

MetricQYLDT
Forward yield11.43%6.24%
Annual dividend / share$1.92$1.11
Payout ratio95%58%
1-year div growth-5.2%0%
5-year div CAGR-2.1%-8.2%
Portfolio after 10y$19.5K$9.1K
Annual income after 10y$3,553.75$432.01
Total dividends collected$20.2K$5.0K
Payment frequencymonthlyquarterly
SectorETFTelecom

Year-by-year: QYLD vs T ($10,000, DRIP)

YearQYLD PortfolioQYLD Income/yrT PortfolioT Income/yrGap
1$10,279$1,118.86$9,962$572.46+$317.00QYLD
2$10,645$1,229.16$9,912$557.56+$733.00QYLD
3$11,111$1,360.44$9,850$542.34+$1.3KQYLD
4$11,695$1,517.70$9,776$526.88+$1.9KQYLD
5$12,420$1,707.39$9,691$511.23+$2.7KQYLD
6$13,315$1,937.94$9,595$495.45+$3.7KQYLD
7$14,417$2,220.42$9,489$479.58+$4.9KQYLD
8$15,775$2,569.54$9,374$463.69+$6.4KQYLD
9$17,455$3,005.06$9,250$447.82+$8.2KQYLD
10$19,543$3,553.75$9,118$432.01+$10.4KQYLD

QYLD vs T: Complete Analysis 2026

QYLDETF

QYLD sells covered calls on the full Nasdaq 100 index, generating very high monthly income (10%+ yield). The strategy caps upside participation in exchange for income. Best suited for investors who prioritize maximum current income over capital appreciation. NAV erosion over time is a known trade-off.

Full QYLD Calculator →

TTelecom

AT&T is one of the largest telecom companies in the US. After spinning off WarnerMedia in 2022 and cutting its dividend, AT&T has stabilized its payout at $1.11/year. High yield makes it attractive for pure income investors, though dividend growth has been absent. The company is focused on debt reduction and fiber network expansion.

Full T Calculator →

Frequently Asked Questions

Is QYLD or T better for dividend income in 2026?
QYLD currently offers a 11.43% yield (1.92/share/year) while T offers 6.24% (1.11/share/year). QYLD provides higher current income. However, QYLD has grown its dividend faster (-2.1% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in QYLD vs T earn per year?
With $10,000 invested today: QYLD pays approximately $1143/year. T pays approximately $624/year. With DRIP reinvestment over 10 years, these grow to $3,554/year (QYLD) and $432/year (T).
Does QYLD or T pay monthly dividends?
QYLD pays monthly dividends. T pays quarterly dividends. QYLD pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.