HomeCompareRAAA vs SPHD

RAAA vs SPHD: Dividend Comparison 2026

RAAA yields 3.55% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $1.4K in total portfolio value
10 years
RAAA
RAAA
● Live price
3.55%
Share price
$24.99
Annual div
$0.89
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.2K
Annual income
$446.72
Full RAAA calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — RAAA vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRAAASPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RAAA + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RAAA pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RAAA
Annual income on $10K today (after 15% tax)
$302.13/yr
After 10yr DRIP, annual income (after tax)
$379.71/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SPHD beats the other by $105.91/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RAAA + SPHD for your $10,000?

RAAA: 50%SPHD: 50%
100% SPHD50/50100% RAAA
Portfolio after 10yr
$25.9K
Annual income
$509.02/yr
Blended yield
1.97%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RAAA buys
0
SPHD buys
0
No recent congressional trades found for RAAA or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRAAASPHD
Forward yield3.55%4.33%
Annual dividend / share$0.89$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.2K$26.5K
Annual income after 10y$446.72$571.32
Total dividends collected$4.0K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RAAA vs SPHD ($10,000, DRIP)

YearRAAA PortfolioRAAA Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,055$355.44$11,133$432.85$78.00SPHD
2$12,197$367.25$12,363$450.36$166.00SPHD
3$13,429$378.65$13,695$467.39$266.00SPHD
4$14,759$389.64$15,138$483.90$379.00SPHD
5$16,192$400.20$16,697$499.88$505.00SPHD
6$17,736$410.35$18,382$515.31$646.00SPHD
7$19,397$420.06$20,198$530.17$801.00SPHD
8$21,184$429.36$22,157$544.46$973.00SPHD
9$23,106$438.24$24,266$558.18$1.2KSPHD
10$25,170$446.72$26,536$571.32$1.4KSPHD

RAAA vs SPHD: Complete Analysis 2026

RAAAStock

RAAA uses up to 50% leverage through reverse repurchase agreements to increase exposure to USDdenominated collateralized loan obligations (CLOs). It seeks income and capital preservation by focusing on AAArated CLO tranches, the senior and highestquality part of a CLO structure backed by pools of loans, including leveraged loans. CLOs must be rated AAA or deemed comparable by the adviser. Up to 20% of assets may be allocated to AA or Arated CLOs. A bottomup process evaluates manager skill, deal structure, collateral, cash flow, and trading frequency, emphasizing larger and more liquid transactions. Investments may also include ETFs with similar strategies. Most holdings are floatingrate and sourced from both primary and secondary markets, with allocations adjusted based on market trends. The fund is nondiversified but limits holdings of any single CLO or manager to 20% to help manage risk while pursuing income and credit quality.

Full RAAA Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.