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RAAR vs RYLD: Dividend Comparison 2026

RAAR yields 4.00% · RYLD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RYLD wins by $2.1K in total portfolio value
10 years
RAAR
RAAR
● Live price
4.00%
Share price
$50.05
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$516.53
Full RAAR calculator →
RYLD
RYLD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full RYLD calculator →

Portfolio growth — RAAR vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRAARRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, RAAR + RYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
RAAR pays
RYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RAAR
Annual income on $10K today (after 15% tax)
$339.69/yr
After 10yr DRIP, annual income (after tax)
$439.05/yr
RYLD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, RYLD beats the other by $325.26/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RAAR + RYLD for your $10,000?

RAAR: 50%RYLD: 50%
100% RYLD50/50100% RAAR
Portfolio after 10yr
$27.0K
Annual income
$707.87/yr
Blended yield
2.62%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RAAR buys
0
RYLD buys
0
No recent congressional trades found for RAAR or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRAARRYLD
Forward yield4.00%4.00%
Annual dividend / share$2.00$2.00
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$25.9K$28.0K ✓
Annual income after 10y$516.53$899.19 ✓
Total dividends collected$4.6K$6.4K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RAAR vs RYLD ($10,000, DRIP)

YearRAAR PortfolioRAAR Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$11,100$399.64$11,120$420.00$20.00 → RYLD
2$12,291$414.57$12,357$458.31$66.00 → RYLD
3$13,581$429.04$13,721$499.76$140.00 → RYLD
4$14,974$443.03$15,227$544.58$253.00 → RYLD
5$16,479$456.54$16,885$593.02$406.00 → RYLD
6$18,102$469.55$18,713$645.34$611.00 → RYLD
7$19,851$482.05$20,724$701.81$873.00 → RYLD
8$21,735$494.05$22,938$762.73$1.2K → RYLD
9$23,762$505.54$25,372$828.41$1.6K → RYLD
10$25,942$516.53$28,047$899.19$2.1K → RYLD

RAAR vs RYLD: Complete Analysis 2026

RAAR — Stock

The fund seeks to provide high current income by investing primarily in AAA-rated collateralized loan obligation (CLO) tranches, employing a reinvesting structure designed to actively manage credit exposure and income generation within the CLO market.

Full RAAR Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.