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RAAS vs PM: Dividend Comparison 2026

RAAS yields 176.99% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RAAS wins by $59.86M in total portfolio value
10 years
RAAS
RAAS
● Live price
176.99%
Share price
$1.13
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$59.91M
Annual income
$28,374,606.88
Full RAAS calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — RAAS vs PM

📍 RAAS pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRAASPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RAAS + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RAAS pays
PM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RAAS
Annual income on $10K today (after 15% tax)
$15,044.25/yr
After 10yr DRIP, annual income (after tax)
$24,118,415.85/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, RAAS beats the other by $24,116,297.63/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RAAS + PM for your $10,000?

RAAS: 50%PM: 50%
100% PM50/50100% RAAS
Portfolio after 10yr
$29.98M
Annual income
$14,188,549.45/yr
Blended yield
47.33%
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Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

RAAS
No analyst data
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RAAS buys
0
PM buys
0
No recent congressional trades found for RAAS or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRAASPM
Forward yield176.99%3.48%
Annual dividend / share$2.00$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%17.2%
Portfolio after 10y$59.91M$49.6K
Annual income after 10y$28,374,606.88$2,492.02
Total dividends collected$56.06M$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: RAAS vs PM ($10,000, DRIP)

YearRAAS PortfolioRAAS Income/yrPM PortfolioPM Income/yrGap
1← crossover$28,399$17,699.12$11,648$408.29+$16.8KRAAS
2$77,363$46,975.63$13,589$495.90+$63.8KRAAS
3$202,374$119,595.68$15,877$603.21+$186.5KRAAS
4$508,924$292,384.53$18,580$734.88+$490.3KRAAS
5$1,231,728$687,178.80$21,781$896.75+$1.21MRAAS
6$2,872,294$1,554,345.16$25,578$1,096.12+$2.85MRAAS
7$6,460,843$3,387,488.18$30,092$1,342.17+$6.43MRAAS
8$14,034,320$7,121,218.07$35,470$1,646.46+$14.00MRAAS
9$29,473,540$14,456,817.64$41,892$2,023.58+$29.43MRAAS
10$59,911,295$28,374,606.88$49,578$2,492.02+$59.86MRAAS

RAAS vs PM: Complete Analysis 2026

RAASStock

Cloopen Group Holding Limited, through its subsidiaries, provides cloud-based communications solutions in the People's Republic of China. The company offers a suite of cloud-based communications solutions, which include communications platform as a service solution that provides application programing interfaces and software development kits to embed messaging, voice call, audio and video, instant messaging, and other communications into enterprises' applications, services, and/or business processes; cloud-based contact centers, which offers RongCC and 7moor Cloud solutions; and cloud-based unified communications and collaborations, such as RongVideo that provides instant messaging, audio and video conferencing, and telephony solutions. It serves a customer base consisting of enterprises of various industries, including internet, telecommunications, financial services, education, industrial manufacturing, and energy. The company was founded in 2012 and is headquartered in Beijing, China.

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PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.