Is RACYW or XYLD a better dividend investment in 2026?

RACYW currently yields 4246.28% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: RACYW offers higher current income.

What is the dividend yield difference between RACYW and XYLD?

RACYW has a forward dividend yield of 4246.28% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 4235.30 percentage points.

Home › Compare › RACYW vs XYLD

RACYW vs XYLD: Dividend Comparison 2026

RACYW yields 4246.28% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RACYW wins by $12774903417499.47M in total portfolio value

INVESTMENT

TIME HORIZON10 years

RACYW

● Live price

4246.28%

Share price

$0.05

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$12774903417499.49M

Annual income

$12,209,290,753,728,707,000.00

Full RACYW calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — RACYW vs XYLD

📍 RACYW pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RACYW	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RACYW + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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RACYW pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RACYW

Annual income on $10K today (after 15% tax)

$360,934.18/yr

After 10yr DRIP, annual income (after tax)

$10,377,897,140,669,401,000.00/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, RACYW beats the other by $10,377,897,140,669,400,000.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RACYW + XYLD for your $10,000?

RACYW: 50%XYLD: 50%

100% XYLD50/50100% RACYW

Portfolio after 10yr

$6387451708749.76M

Annual income

$6,104,645,376,864,355,000.00/yr

Blended yield

95.57%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RACYW buys

XYLD buys

No recent congressional trades found for RACYW or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRACYWXYLD

Forward yield	4246.28% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$12774903417499.49M ✓	$25.3K
Annual income after 10y	$12,209,290,753,728,707,000.00 ✓	$3,219.02
Total dividends collected	$12736411608871.65M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: RACYW vs XYLD ($10,000, DRIP)

Year	RACYW Portfolio	RACYW Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$435,328	$424,628.45	$10,818	$1,098.39	+$424.5K → RACYW
2	$17,741,768	$17,275,966.83	$11,738	$1,222.51	+$17.73M → RACYW
3	$677,002,695	$658,019,002.74	$12,774	$1,364.64	+$676.99M → RACYW
4	$24,190,883,856	$23,466,490,972.44	$13,944	$1,527.86	+$24190.87M → RACYW
5	$809,540,698,755	$783,656,453,028.82	$15,270	$1,715.87	+$809540.68M → RACYW
6	$25,375,394,532,447	$24,509,185,984,780.01	$16,775	$1,933.09	+$25375394.52M → RACYW
7	$745,143,044,675,085	$717,991,372,525,366.20	$18,490	$2,184.87	+$745143044.66M → RACYW
8	$20,501,661,390,647,664	$19,704,358,332,845,324.00	$20,450	$2,477.63	+$20501661390.63M → RACYW
9	$528,609,966,140,921,340	$506,673,188,452,928,400.00	$22,697	$2,819.19	+$528609966140.90M → RACYW
10	$12,774,903,417,499,492,000	$12,209,290,753,728,707,000.00	$25,280	$3,219.02	+$12774903417499.47M → RACYW

RACYW vs XYLD: Complete Analysis 2026

RACYW — Stock

Relativity Acquisition Corp. focuses on effecting a merger, share exchange, asset acquisition, reorganization, share purchase, or similar business combination with one or more businesses. It intends to focus its search for businesses in the cannabis industry. The company was incorporated in 2021 and is based in Las Vegas, Nevada. Relativity Acquisition Corp. operates as a subsidiary of Relativity Acquisition Sponsor LLC.

Full RACYW Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.