Is RAFX or XYLD a better dividend investment in 2026?

RAFX currently yields 200.00% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: RAFX offers higher current income.

What is the dividend yield difference between RAFX and XYLD?

RAFX has a forward dividend yield of 200.00% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 189.02 percentage points.

Home › Compare › RAFX vs XYLD

RAFX vs XYLD: Dividend Comparison 2026

RAFX yields 200.00% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RAFX wins by $119.34M in total portfolio value

INVESTMENT

TIME HORIZON10 years

RAFX

● Live price

200.00%

Share price

$1.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$119.36M

Annual income

$60,176,096.29

Full RAFX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — RAFX vs XYLD

📍 RAFX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RAFX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RAFX + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RAFX pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RAFX

Annual income on $10K today (after 15% tax)

$17,000.00/yr

After 10yr DRIP, annual income (after tax)

$51,149,681.85/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, RAFX beats the other by $51,146,945.68/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RAFX + XYLD for your $10,000?

RAFX: 50%XYLD: 50%

100% XYLD50/50100% RAFX

Portfolio after 10yr

$59.69M

Annual income

$30,089,657.65/yr

Blended yield

50.41%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RAFX buys

XYLD buys

No recent congressional trades found for RAFX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRAFXXYLD

Forward yield	200.00% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$119.36M ✓	$25.3K
Annual income after 10y	$60,176,096.29 ✓	$3,219.02
Total dividends collected	$112.49M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: RAFX vs XYLD ($10,000, DRIP)

Year	RAFX Portfolio	RAFX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$30,700	$20,000.00	$10,818	$1,098.39	+$19.9K → RAFX
2	$90,232	$57,383.18	$11,738	$1,222.51	+$78.5K → RAFX
3	$254,173	$157,624.56	$12,774	$1,364.64	+$241.4K → RAFX
4	$686,927	$414,961.74	$13,944	$1,527.86	+$673.0K → RAFX
5	$1,783,118	$1,048,106.39	$15,270	$1,715.87	+$1.77M → RAFX
6	$4,450,613	$2,542,677.12	$16,775	$1,933.09	+$4.43M → RAFX
7	$10,693,420	$5,931,263.38	$18,490	$2,184.87	+$10.67M → RAFX
8	$24,760,608	$13,318,648.86	$20,450	$2,477.63	+$24.74M → RAFX
9	$55,315,649	$28,821,798.66	$22,697	$2,819.19	+$55.29M → RAFX
10	$119,363,841	$60,176,096.29	$25,280	$3,219.02	+$119.34M → RAFX

RAFX vs XYLD: Complete Analysis 2026

RAFX — Stock

Rafex Gold Corp., a development stage company, focuses on operating in the natural resource industry in Russia. The company intends to acquire a gold mine in the North Baikal region of Buryatia that covers an area of approximately 20 square kilometers. It would also engage in the forestry operations in Buryatia by providing round timber and sawn wood. The company was formerly known as Sakha Enterprises Corporation and changed its name to Rafex Gold Corp. in September 2022. Rafex Gold Corp. was incorporated in 2000 and is headquartered in Toronto, Canada.

Full RAFX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.