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RAI vs DGRO: Dividend Comparison 2026

RAI yields 3.06% · DGRO yields 2.13%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DGRO wins by $7.3K in total portfolio value
10 years
RAI
RAI
● Live price
3.06%
Share price
$65.40
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.3K
Annual income
$372.40
Full RAI calculator →
DGRO
iShares Core Dividend Growth ETF
● Live price
2.13%
Share price
$68.98
Annual div
$1.47
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.6K
Annual income
$239.96
Full DGRO calculator →

Portfolio growth — RAI vs DGRO

📍 DGRO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRAIDGRO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RAI + DGRO cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
RAI pays
DGRO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RAI
Annual income on $10K today (after 15% tax)
$259.94/yr
After 10yr DRIP, annual income (after tax)
$316.54/yr
DGRO
Annual income on $10K today (after 15% tax)
$181.24/yr
After 10yr DRIP, annual income (after tax)
$203.97/yr
At 15% tax rate, RAI beats the other by $112.57/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RAI + DGRO for your $10,000?

RAI: 50%DGRO: 50%
100% DGRO50/50100% RAI
Portfolio after 10yr
$28.0K
Annual income
$306.18/yr
Blended yield
1.09%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RAI buys
0
DGRO buys
0
No recent congressional trades found for RAI or DGRO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRAIDGRO
Forward yield3.06% ✓2.13%
Annual dividend / share$2.00 ✓$1.47
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.3K$31.6K ✓
Annual income after 10y$372.40 ✓$239.96
Total dividends collected$3.4K ✓$2.3K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RAI vs DGRO ($10,000, DRIP)

YearRAI PortfolioRAI Income/yrDGRO PortfolioDGRO Income/yrGap
1← crossover$11,006$305.81$11,293$213.22$287.00 → DGRO
2$12,091$314.55$12,730$217.32$639.00 → DGRO
3$13,260$322.95$14,326$221.10$1.1K → DGRO
4$14,519$331.01$16,098$224.56$1.6K → DGRO
5$15,874$338.74$18,064$227.74$2.2K → DGRO
6$17,332$346.12$20,246$230.65$2.9K → DGRO
7$18,898$353.18$22,666$233.30$3.8K → DGRO
8$20,581$359.90$25,349$235.73$4.8K → DGRO
9$22,388$366.31$28,325$237.94$5.9K → DGRO
10$24,327$372.40$31,624$239.96$7.3K → DGRO

RAI vs DGRO: Complete Analysis 2026

RAI — Stock

Reynolds American Inc. manufactures tobacco and smokeless tobacco products. The Company offers cigarettes, snuff, and E-cigarettes.

Full RAI Calculator →

DGRO — ETF

The iShares Core Dividend Growth ETF seeks to track the investment results of an index composed of U.S. equities with a history of consistently growing dividends.

Full DGRO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.