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RAI vs HDV: Dividend Comparison 2026

RAI yields 3.06% · HDV yields 2.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RAI wins by $20.00 in total portfolio value
10 years
RAI
RAI
● Live price
3.06%
Share price
$65.40
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.3K
Annual income
$372.40
Full RAI calculator →
HDV
iShares Core High Dividend ETF
● Live price
2.92%
Share price
$135.39
Annual div
$3.96
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.3K
Annual income
$352.73
Full HDV calculator →

Portfolio growth — RAI vs HDV

📍 RAI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRAIHDV
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RAI + HDV cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
RAI pays
HDV pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RAI
Annual income on $10K today (after 15% tax)
$259.94/yr
After 10yr DRIP, annual income (after tax)
$316.54/yr
HDV
Annual income on $10K today (after 15% tax)
$248.52/yr
After 10yr DRIP, annual income (after tax)
$299.82/yr
At 15% tax rate, RAI beats the other by $16.72/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RAI + HDV for your $10,000?

RAI: 50%HDV: 50%
100% HDV50/50100% RAI
Portfolio after 10yr
$24.3K
Annual income
$362.56/yr
Blended yield
1.49%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RAI buys
0
HDV buys
0
No recent congressional trades found for RAI or HDV in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRAIHDV
Forward yield3.06% ✓2.92%
Annual dividend / share$2.00$3.96 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.3K$24.3K
Annual income after 10y$372.40 ✓$352.73
Total dividends collected$3.4K ✓$3.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RAI vs HDV ($10,000, DRIP)

YearRAI PortfolioRAI Income/yrHDV PortfolioHDV Income/yrGap
1← crossover$11,006$305.81$11,002$292.38+$4.00 → RAI
2$12,091$314.55$12,084$300.36+$7.00 → RAI
3$13,260$322.95$13,250$308.02+$10.00 → RAI
4$14,519$331.01$14,506$315.35+$13.00 → RAI
5$15,874$338.74$15,858$322.35+$16.00 → RAI
6$17,332$346.12$17,313$329.04+$19.00 → RAI
7$18,898$353.18$18,878$335.42+$20.00 → RAI
8$20,581$359.90$20,560$341.49+$21.00 → RAI
9$22,388$366.31$22,367$347.25+$21.00 → RAI
10$24,327$372.40$24,307$352.73+$20.00 → RAI

RAI vs HDV: Complete Analysis 2026

RAI — Stock

Reynolds American Inc. manufactures tobacco and smokeless tobacco products. The Company offers cigarettes, snuff, and E-cigarettes.

Full RAI Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.