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RAIFF vs CL: Dividend Comparison 2026

RAIFF yields 2.65% · CL yields 2.43%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 RAIFF wins by $227.16M in total portfolio value
10 years
RAIFF
RAIFF
● Live price
2.65%
Share price
$45.00
Annual div
$1.19
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$227.20M
Annual income
$211,828,819.73
Full RAIFF calculator →
CL
CL
● Live price
2.43%
Share price
$85.73
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.8K
Annual income
$5,401.96
Full CL calculator →

Portfolio growth — RAIFF vs CL

📍 RAIFF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRAIFFCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RAIFF + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RAIFF pays
CL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RAIFF
Annual income on $10K today (after 15% tax)
$224.97/yr
After 10yr DRIP, annual income (after tax)
$180,054,496.77/yr
CL
Annual income on $10K today (after 15% tax)
$206.23/yr
After 10yr DRIP, annual income (after tax)
$4,591.67/yr
At 15% tax rate, RAIFF beats the other by $180,049,905.10/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RAIFF + CL for your $10,000?

RAIFF: 50%CL: 50%
100% CL50/50100% RAIFF
Portfolio after 10yr
$113.62M
Annual income
$105,917,110.84/yr
Blended yield
93.22%
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Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

RAIFF
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
0.2
Piotroski
5/9
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+7.8% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RAIFF buys
0
CL buys
0
No recent congressional trades found for RAIFF or CL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRAIFFCL
Forward yield2.65%2.43%
Annual dividend / share$1.19$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%28.6%
Portfolio after 10y$227.20M$40.8K
Annual income after 10y$211,828,819.73$5,401.96
Total dividends collected$226.04M$18.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldHold

Year-by-year: RAIFF vs CL ($10,000, DRIP)

YearRAIFF PortfolioRAIFF Income/yrCL PortfolioCL Income/yrGap
1← crossover$11,229$529.33$11,012$312.01+$217.00RAIFF
2$13,126$1,111.04$12,196$412.95+$930.00RAIFF
3$16,473$2,427.55$13,599$549.66+$2.9KRAIFF
4$23,320$5,694.24$15,288$736.64+$8.0KRAIFF
5$40,020$15,067.66$17,353$995.28+$22.7KRAIFF
6$91,154$48,332.58$19,926$1,357.80+$71.2KRAIFF
7$303,306$205,770.63$23,194$1,873.82+$280.1KRAIFF
8$1,604,311$1,279,774.03$27,439$2,621.52+$1.58MRAIFF
9$14,369,440$12,652,827.07$33,088$3,727.38+$14.34MRAIFF
10$227,204,120$211,828,819.73$40,806$5,401.96+$227.16MRAIFF

RAIFF vs CL: Complete Analysis 2026

RAIFFStock

Raiffeisen Bank International AG, together with its subsidiaries, provides corporate, retail, and investment banking services. The company offers cross border accounts; and cash management services, such as account, reporting, payment, clearing, settlement, and cash pooling services; electronic banking; and SEPA and cross-border payments to billing solutions. It also provides investor services, including custody and fund administration services, as well as execution services comprising electronic sales trading, direct market access, and fund brokerage services; trade, working capital, export, sustainable, and real estate finance services, as well as commodity and structured trade, project, and supply chain finance products; and cards. In addition, the company offers bank guarantees, sureties, and letters of credit, as well as documentary collection products; hedging, factoring, and leasing services; and fixed income, money market and securities, asset management, and structured products for corporate and institutional customers. Further, it arranges syndicated loans and structure asset based finance transactions; and assists clients in mergers, acquisitions, sales, and privatizations. As of December 31, 2020, the company operated through a network of 1,857 business outlets in Central, Southeastern, and Eastern Europe. Raiffeisen Bank International AG was founded in 1886 and is headquartered in Vienna, Austria.

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CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

Full CL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.