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RAIFF vs MO: Dividend Comparison 2026

RAIFF yields 2.65% · MO yields 6.27%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 RAIFF wins by $227.13M in total portfolio value
10 years
RAIFF
RAIFF
● Live price
2.65%
Share price
$45.00
Annual div
$1.19
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$227.20M
Annual income
$211,828,819.73
Full RAIFF calculator →
MO
Altria Group Inc.
● Live price
6.27%
Share price
$67.02
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$28,968.54
Full MO calculator →

Portfolio growth — RAIFF vs MO

📍 RAIFF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRAIFFMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RAIFF + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RAIFF pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RAIFF
Annual income on $10K today (after 15% tax)
$224.97/yr
After 10yr DRIP, annual income (after tax)
$180,054,496.77/yr
MO
Annual income on $10K today (after 15% tax)
$532.68/yr
After 10yr DRIP, annual income (after tax)
$24,623.26/yr
At 15% tax rate, RAIFF beats the other by $180,029,873.51/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RAIFF + MO for your $10,000?

RAIFF: 50%MO: 50%
100% MO50/50100% RAIFF
Portfolio after 10yr
$113.64M
Annual income
$105,928,894.13/yr
Blended yield
93.21%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

RAIFF
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
0.2
Piotroski
5/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-8.6% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RAIFF buys
0
MO buys
11
PoliticianChamberTickerTypeAmountDate
Ro Khanna🏢 House$MO▲ Buy$1,000 - $15,0002025-08-04
Sheri Biggs🏢 House$MO▼ Sell$1,001 - $15,0002025-03-19
Pete Sessions🏢 House$MO▼ Sell$1,001 - $15,0002024-09-10
Ro Khanna🏢 House$MO▲ Buy$1,001 - $15,0002024-03-20
Ro Khanna🏢 House$MO▲ Buy$1,001 - $15,0002024-02-13
Virginia Foxx🏢 House$MO▼ Sell$1,001 - $15,0002024-01-16
Virginia Foxx🏢 House$MO▲ Buy$1,001 - $15,0002024-01-11
Ro Khanna🏢 House$MO▼ Sell$1,001 - $15,0002024-01-10
Ro Khanna🏢 House$MO▲ Buy$1,001 - $15,0002024-01-10
Virginia Foxx🏢 House$MO▼ Sell$15,001 - $50,0002024-01-10
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRAIFFMO
Forward yield2.65%6.27%
Annual dividend / share$1.19$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%22.6%
Portfolio after 10y$227.20M$77.7K
Annual income after 10y$211,828,819.73$28,968.54
Total dividends collected$226.04M$72.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy

Year-by-year: RAIFF vs MO ($10,000, DRIP)

YearRAIFF PortfolioRAIFF Income/yrMO PortfolioMO Income/yrGap
1← crossover$11,229$529.33$10,558$768.31+$671.00RAIFF
2$13,126$1,111.04$11,352$1,015.87+$1.8KRAIFF
3$16,473$2,427.55$12,482$1,367.86+$4.0KRAIFF
4$23,320$5,694.24$14,103$1,883.39+$9.2KRAIFF
5$40,020$15,067.66$16,472$2,664.91+$23.5KRAIFF
6$91,154$48,332.58$20,024$3,897.79+$71.1KRAIFF
7$303,306$205,770.63$25,537$5,933.74+$277.8KRAIFF
8$1,604,311$1,279,774.03$34,478$9,476.77+$1.57MRAIFF
9$14,369,440$12,652,827.07$49,776$16,022.63+$14.32MRAIFF
10$227,204,120$211,828,819.73$77,699$28,968.54+$227.13MRAIFF

RAIFF vs MO: Complete Analysis 2026

RAIFFStock

Raiffeisen Bank International AG, together with its subsidiaries, provides corporate, retail, and investment banking services. The company offers cross border accounts; and cash management services, such as account, reporting, payment, clearing, settlement, and cash pooling services; electronic banking; and SEPA and cross-border payments to billing solutions. It also provides investor services, including custody and fund administration services, as well as execution services comprising electronic sales trading, direct market access, and fund brokerage services; trade, working capital, export, sustainable, and real estate finance services, as well as commodity and structured trade, project, and supply chain finance products; and cards. In addition, the company offers bank guarantees, sureties, and letters of credit, as well as documentary collection products; hedging, factoring, and leasing services; and fixed income, money market and securities, asset management, and structured products for corporate and institutional customers. Further, it arranges syndicated loans and structure asset based finance transactions; and assists clients in mergers, acquisitions, sales, and privatizations. As of December 31, 2020, the company operated through a network of 1,857 business outlets in Central, Southeastern, and Eastern Europe. Raiffeisen Bank International AG was founded in 1886 and is headquartered in Vienna, Austria.

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MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.