Is RALOX or HDV a better dividend investment in 2026?

RALOX currently yields 9.58% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: RALOX offers higher current income.

What is the dividend yield difference between RALOX and HDV?

RALOX has a forward dividend yield of 9.58% ($1.10/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 6.66 percentage points.

Home › Compare › RALOX vs HDV

RALOX vs HDV: Dividend Comparison 2026

RALOX yields 9.58% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RALOX wins by $13.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RALOX

● Live price

9.58%

Share price

$11.46

Annual div

$1.10

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.7K

Annual income

$1,750.07

Full RALOX calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.72

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$351.71

Full HDV calculator →

Portfolio growth — RALOX vs HDV

📍 RALOX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RALOX	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RALOX + HDV cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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RALOX pays

HDV pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RALOX

Annual income on $10K today (after 15% tax)

$814.13/yr

After 10yr DRIP, annual income (after tax)

$1,487.56/yr

HDV

Annual income on $10K today (after 15% tax)

$247.92/yr

After 10yr DRIP, annual income (after tax)

$298.95/yr

At 15% tax rate, RALOX beats the other by $1,188.61/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RALOX + HDV for your $10,000?

RALOX: 50%HDV: 50%

100% HDV50/50100% RALOX

Portfolio after 10yr

$31.0K

Annual income

$1,050.90/yr

Blended yield

3.39%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RALOX buys

HDV buys

No recent congressional trades found for RALOX or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRALOXHDV

Forward yield	9.58% ✓	2.92%
Annual dividend / share	$1.10	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$37.7K ✓	$24.3K
Annual income after 10y	$1,750.07 ✓	$351.71
Total dividends collected	$13.5K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RALOX vs HDV ($10,000, DRIP)

Year	RALOX Portfolio	RALOX Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,658	$957.80	$11,002	$291.67	+$656.00 → RALOX
2	$13,517	$1,043.54	$12,082	$299.61	+$1.4K → RALOX
3	$15,594	$1,130.84	$13,247	$307.23	+$2.3K → RALOX
4	$17,905	$1,219.25	$14,503	$314.52	+$3.4K → RALOX
5	$20,467	$1,308.34	$15,854	$321.50	+$4.6K → RALOX
6	$23,297	$1,397.69	$17,308	$328.15	+$6.0K → RALOX
7	$26,415	$1,486.89	$18,871	$334.49	+$7.5K → RALOX
8	$29,840	$1,575.58	$20,551	$340.53	+$9.3K → RALOX
9	$33,592	$1,663.41	$22,357	$346.27	+$11.2K → RALOX
10	$37,693	$1,750.07	$24,296	$351.71	+$13.4K → RALOX

RALOX vs HDV: Complete Analysis 2026

RALOX — Stock

Under normal market conditions, the portfolio invests at least 80% of its assets in real assets investments, including instruments providing exposure to such investments. It may invest in equity securities of U.S. and non-U.S. companies, including emerging markets companies, as well as commodity-linked and other derivative instruments.

Full RALOX Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.