HomeCompareRALS vs SCHD

RALS vs SCHD: Dividend Comparison 2026

RALS yields 6.03% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RALS wins by $758.00 in total portfolio value
10 years
RALS
RALS
● Live price
6.03%
Share price
$33.18
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.8K
Annual income
$884.92
Full RALS calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — RALS vs SCHD

📍 RALS pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRALSSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, RALS + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RALS pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RALS
Annual income on $10K today (after 15% tax)
$512.28/yr
After 10yr DRIP, annual income (after tax)
$752.18/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, RALS beats the other by $390.12/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RALS + SCHD for your $10,000?

RALS: 50%SCHD: 50%
100% SCHD50/50100% RALS
Portfolio after 10yr
$29.4K
Annual income
$655.43/yr
Blended yield
2.23%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RALS buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRALSSCHD
Forward yield6.03%3.46%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$29.8K$29.0K
Annual income after 10y$884.92$425.95
Total dividends collected$7.5K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RALS vs SCHD ($10,000, DRIP)

YearRALS PortfolioRALS Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,303$602.69$11,226$346.36+$77.00RALS
2$12,731$636.63$12,572$357.38+$159.00RALS
3$14,292$670.15$14,046$367.84+$246.00RALS
4$15,995$703.11$15,660$377.73+$335.00RALS
5$17,850$735.44$17,425$387.07+$425.00RALS
6$19,867$767.05$19,354$395.86+$513.00RALS
7$22,056$797.85$21,461$404.13+$595.00RALS
8$24,427$827.79$23,762$411.89+$665.00RALS
9$26,994$856.83$26,272$419.15+$722.00RALS
10$29,768$884.92$29,010$425.95+$758.00RALS

RALS vs SCHD: Complete Analysis 2026

RALSStock

The fund invests in financial instruments that ProShare Advisors believes, in combination, should track the performance of the index. The index allocates an aggregate equal dollar amount to both long and short equity positions each time that the index rebalances. To be "long" means to hold or have long exposure to an asset with the expectation that its value will increase over time. The fund is non-diversified.

Full RALS Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
📬

Get this RALS vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

RALS vs JEPIRALS vs ORALS vs KORALS vs MAINRALS vs VYMRALS vs DGRORALS vs VIGRALS vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.