Is RAMMF or SCHD a better dividend investment in 2026?

RAMMF currently yields 3636.36% with a 5% 5-year dividend growth rate. SCHD yields 3.44% with 13.05% growth. The better choice depends on your goal: RAMMF offers higher current income.

What is the dividend yield difference between RAMMF and SCHD?

RAMMF has a forward dividend yield of 3636.36% ($2.00/share annually). SCHD yields 3.44% ($1.06/share annually). The yield gap is 3632.92 percentage points.

Home › Compare › RAMMF vs SCHD

RAMMF vs SCHD: Dividend Comparison 2026

RAMMF yields 3636.36% · SCHD yields 3.44%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RAMMF wins by $2866463184412.31M in total portfolio value

INVESTMENT

TIME HORIZON10 years

RAMMF

● Live price

3636.36%

Share price

$0.06

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$2866463184412.34M

Annual income

$2,719,355,147,267,598,000.00

Full RAMMF calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.44%

Share price

$30.68

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$422.61

Full SCHD calculator →

Portfolio growth — RAMMF vs SCHD

📍 RAMMF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RAMMF	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RAMMF + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

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May

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Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

—

RAMMF pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RAMMF

Annual income on $10K today (after 15% tax)

$309,090.91/yr

After 10yr DRIP, annual income (after tax)

$2,311,451,875,177,458,000.00/yr

SCHD

Annual income on $10K today (after 15% tax)

$292.49/yr

After 10yr DRIP, annual income (after tax)

$359.22/yr

At 15% tax rate, RAMMF beats the other by $2,311,451,875,177,457,700.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RAMMF + SCHD for your $10,000?

RAMMF: 50%SCHD: 50%

100% SCHD50/50100% RAMMF

Portfolio after 10yr

$1433231592206.19M

Annual income

$1,359,677,573,633,799,200.00/yr

Blended yield

94.87%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RAMMF buys

SCHD buys

No recent congressional trades found for RAMMF or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRAMMFSCHD

Forward yield	3636.36% ✓	3.44%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$2866463184412.34M ✓	$29.0K
Annual income after 10y	$2,719,355,147,267,598,000.00 ✓	$422.61
Total dividends collected	$2856387447109.89M ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RAMMF vs SCHD ($10,000, DRIP)

Year	RAMMF Portfolio	RAMMF Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$374,336	$363,636.36	$11,224	$344.10	+$363.1K → RAMMF
2	$13,122,252	$12,721,711.59	$12,567	$354.98	+$13.11M → RAMMF
3	$430,821,997	$416,781,187.80	$14,038	$365.30	+$430.81M → RAMMF
4	$13,249,309,769	$12,788,330,232.42	$15,648	$375.06	+$13249.29M → RAMMF
5	$381,734,397,300	$367,557,635,846.92	$17,410	$384.27	+$381734.38M → RAMMF
6	$10,305,595,787,232	$9,897,139,982,121.38	$19,335	$392.95	+$10305595.77M → RAMMF
7	$260,738,028,023,917	$249,711,040,531,578.75	$21,437	$401.10	+$260738028.00M → RAMMF
8	$6,183,518,404,581,653	$5,904,528,714,596,061.00	$23,733	$408.75	+$6183518404.56M → RAMMF
9	$137,484,146,864,247,860	$130,867,782,171,345,470.00	$26,237	$415.91	+$137484146864.22M → RAMMF
10	$2,866,463,184,412,343,000	$2,719,355,147,267,598,000.00	$28,968	$422.61	+$2866463184412.31M → RAMMF

RAMMF vs SCHD: Complete Analysis 2026

RAMMF — Stock

RAMM Pharma Corp. engages in the research and development, production, and sale of cannabinoid pharmaceutical formulations, pharmaceuticals, cosmetics, nutraceutical products, and resale of medical supplies products in Canada and internationally. It offers Epifractán, a cannabinoid pharmaceutical drug; XALEX 10, a prescription pharmaceutical formulation for the treatment of refractory epilepsy; and NettaLife, a cannabis-based product for pets. The company was formerly known as MTC Growth Fund-I Inc. and changed its name to RAMM Pharma Corp. in October 2019. RAMM Pharma Corp. was incorporated in 1987 and is based in Toronto, Canada.

Full RAMMF Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.