Is RANJF or SCHD a better dividend investment in 2026?

RANJF currently yields 7.06% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: RANJF offers higher current income.

What is the dividend yield difference between RANJF and SCHD?

RANJF has a forward dividend yield of 7.06% ($1.93/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 3.60 percentage points.

Home › Compare › RANJF vs SCHD

RANJF vs SCHD: Dividend Comparison 2026

RANJF yields 7.06% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RANJF wins by $46947.87M in total portfolio value

INVESTMENT

TIME HORIZON10 years

RANJF

● Live price

7.06%

Share price

$27.35

Annual div

$1.93

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$46947.90M

Annual income

$45,703,698,197.97

Full RANJF calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — RANJF vs SCHD

📍 RANJF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RANJF	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RANJF + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RANJF pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RANJF

Annual income on $10K today (after 15% tax)

$599.82/yr

After 10yr DRIP, annual income (after tax)

$38,848,143,468.27/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, RANJF beats the other by $38,848,143,106.22/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RANJF + SCHD for your $10,000?

RANJF: 50%SCHD: 50%

100% SCHD50/50100% RANJF

Portfolio after 10yr

$23473.96M

Annual income

$22,851,849,311.95/yr

Blended yield

97.35%

📊

Analyst Conviction Gap

Where Wall Street is split right now

RANJF

Analyst Ratings

Hold

Consensus: Hold

Altman Z

3.2

Piotroski

5/9

SCHD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RANJF buys

SCHD buys

No recent congressional trades found for RANJF or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRANJFSCHD

Forward yield	7.06% ✓	3.46%
Annual dividend / share	$1.93 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$46947.90M ✓	$29.0K
Annual income after 10y	$45,703,698,197.97 ✓	$425.95
Total dividends collected	$46862.45M ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RANJF vs SCHD ($10,000, DRIP)

Year	RANJF Portfolio	RANJF Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$12,111	$1,411.33	$11,226	$346.36	+$885.00 → RANJF
2	$16,154	$3,194.98	$12,572	$357.38	+$3.6K → RANJF
3	$25,250	$7,965.36	$14,046	$367.84	+$11.2K → RANJF
4	$50,290	$23,272.04	$15,660	$377.73	+$34.6K → RANJF
5	$140,445	$86,635.29	$17,425	$387.07	+$123.0K → RANJF
6	$602,516	$452,239.57	$19,354	$395.86	+$583.2K → RANJF
7	$4,271,094	$3,626,402.16	$21,461	$404.13	+$4.25M → RANJF
8	$52,619,991	$48,049,920.44	$23,762	$411.89	+$52.60M → RANJF
9	$1,162,801,029	$1,106,497,638.09	$26,272	$419.15	+$1162.77M → RANJF
10	$46,947,895,299	$45,703,698,197.97	$29,010	$425.95	+$46947.87M → RANJF

RANJF vs SCHD: Complete Analysis 2026

RANJF — Stock

Randstad N.V. provides solutions in the field of work and human resources (HR) services. It offers temporary staffing and permanent placement services for the light industrial, office and administrative, manufacturing and logistics, and other specialty areas, as well as payroll services. The company also offers on-site solutions for managing a client's workforce with specific skill sets and a fluctuating level of demand for the fast-moving consumer goods, automotive, life sciences, contact centers, manufacturing, and logistics, as well as the administrative and professional segments. In addition, it recruits experienced staff for managerial and professional roles in a range of sectors and disciplines, including IT, engineering, finance, healthcare, HR, education, legal affairs, sales and marketing and communications. Further, the company provides managed services programs, recruitment process outsourcing, outplacement and career development, and online talent acquisition. It has operations in North America, France, the Netherlands, Germany, Belgium, Luxembourg, Italy, Iberia, other European countries, and internationally. The company was formerly known as Randstad Holding NV and changed its name to Randstad N.V. in April 2018. Randstad N.V. was founded in 1960 and is headquartered in Diemen, the Netherlands.

Full RANJF Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.