Is RATIY or JEPQ a better dividend investment in 2026?

RATIY currently yields 2.02% with a 5% 5-year dividend growth rate. JEPQ yields 11.10% with 5% growth. The better choice depends on your goal: JEPQ offers higher current income.

What is the dividend yield difference between RATIY and JEPQ?

RATIY has a forward dividend yield of 2.02% ($0.84/share annually). JEPQ yields 11.10% ($6.16/share annually). The yield gap is 9.08 percentage points.

Home › Compare › RATIY vs JEPQ

RATIY vs JEPQ: Dividend Comparison 2026

RATIY yields 2.02% · JEPQ yields 11.10%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RATIY wins by $67.57M in total portfolio value· pulled ahead in Year 4

INVESTMENT

TIME HORIZON10 years

RATIY

● Live price

2.02%

Share price

$41.67

Annual div

$0.84

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$67.61M

Annual income

$61,752,048.93

Full RATIY calculator →

JEPQ

JPMorgan Nasdaq Equity Premium Income ETF

● Live price

11.10%

Share price

$55.52

Annual div

$6.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.8K

Annual income

$2,152.59

Full JEPQ calculator →

Portfolio growth — RATIY vs JEPQ

📍 RATIY pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RATIY	JEPQ
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RATIY + JEPQ cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

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Oct

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Nov

—

Dec

—

RATIY pays

JEPQ pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RATIY

Annual income on $10K today (after 15% tax)

$172.08/yr

After 10yr DRIP, annual income (after tax)

$52,489,241.59/yr

JEPQ

Annual income on $10K today (after 15% tax)

$943.83/yr

After 10yr DRIP, annual income (after tax)

$1,829.70/yr

At 15% tax rate, RATIY beats the other by $52,487,411.89/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RATIY + JEPQ for your $10,000?

RATIY: 50%JEPQ: 50%

100% JEPQ50/50100% RATIY

Portfolio after 10yr

$33.83M

Annual income

$30,877,100.75/yr

Blended yield

91.28%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RATIY buys

JEPQ buys

No recent congressional trades found for RATIY or JEPQ in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRATIYJEPQ

Forward yield	2.02%	11.10% ✓
Annual dividend / share	$0.84	$6.16 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$67.61M ✓	$44.8K
Annual income after 10y	$61,752,048.93 ✓	$2,152.59
Total dividends collected	$67.14M ✓	$16.3K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: RATIY vs JEPQ ($10,000, DRIP)

Year	RATIY Portfolio	RATIY Income/yr	JEPQ Portfolio	JEPQ Income/yr	Gap
1	$11,105	$404.91	$11,930	$1,110.39	$825.00 → JEPQ
2	$12,723	$840.46	$14,133	$1,224.34	$1.4K → JEPQ
3	$15,413	$1,799.80	$16,632	$1,340.46	$1.2K → JEPQ
4← crossover	$20,568	$4,075.51	$19,454	$1,457.97	+$1.1K → RATIY
5	$32,173	$10,165.30	$22,626	$1,576.08	+$9.5K → RATIY
6	$64,146	$29,721.46	$26,175	$1,694.09	+$38.0K → RATIY
7	$179,401	$110,764.61	$30,133	$1,811.32	+$149.3K → RATIY
8	$770,990	$579,030.88	$34,531	$1,927.17	+$736.5K → RATIY
9	$5,476,233	$4,651,273.87	$39,403	$2,041.08	+$5.44M → RATIY
10	$67,611,618	$61,752,048.93	$44,787	$2,152.59	+$67.57M → RATIY

RATIY vs JEPQ: Complete Analysis 2026

RATIY — Stock

RATIONAL Aktiengesellschaft engages in the development, production, and sale of professional cooking appliances for industrial kitchens worldwide. It offers iCombi Pro and iCombi Classic, a combi-steamer with intelligent cooking paths, as well as care products for combi-steamers; iVario, a multifunctional cooking system that cooks in liquids or with contact with heat; and ConnectedCooking, an online portal for the professional kitchen. The company also provides accessories, service parts, and services for its products. It serves restaurants and hotels; communal catering, such as company canteens, hospitals, schools, universities, military, prisons, and retirement homes; and quick service restaurants, caterers, supermarkets, bakery and snack shops, butchers, petrol stations, and delivery services. The company sells its products through independent distribution partners. RATIONAL Aktiengesellschaft was founded in 1973 and is headquartered in Landsberg am Lech, Germany.

Full RATIY Calculator →

JEPQ — ETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.