HomeCompareRAVI vs SPHD

RAVI vs SPHD: Dividend Comparison 2026

RAVI yields 4.51% · SPHD yields 4.30%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 RAVI wins by $379.00 in total portfolio value
10 years
RAVI
RAVI
● Live price
4.51%
Share price
$75.18
Annual div
$3.39
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.9K
Annual income
$602.73
Full RAVI calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — RAVI vs SPHD

📍 RAVI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRAVISPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RAVI + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RAVI pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RAVI
Annual income on $10K today (after 15% tax)
$383.65/yr
After 10yr DRIP, annual income (after tax)
$512.32/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, RAVI beats the other by $30.06/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of RAVI + SPHD for your $10,000?

RAVI: 50%SPHD: 50%
100% SPHD50/50100% RAVI
Portfolio after 10yr
$26.7K
Annual income
$585.04/yr
Blended yield
2.19%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RAVI buys
0
SPHD buys
0
No recent congressional trades found for RAVI or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRAVISPHD
Forward yield4.51%4.30%
Annual dividend / share$3.39$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.9K$26.5K
Annual income after 10y$602.73$567.37
Total dividends collected$5.3K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RAVI vs SPHD ($10,000, DRIP)

YearRAVI PortfolioRAVI Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,151$451.35$11,130$430.50+$21.00RAVI
2$12,402$470.39$12,357$447.82+$45.00RAVI
3$13,759$488.93$13,687$464.65+$72.00RAVI
4$15,230$506.95$15,126$480.98+$104.00RAVI
5$16,820$524.40$16,682$496.78+$138.00RAVI
6$18,539$541.28$18,362$512.03+$177.00RAVI
7$20,394$557.56$20,174$526.72+$220.00RAVI
8$22,395$573.23$22,127$540.84+$268.00RAVI
9$24,551$588.29$24,230$554.39+$321.00RAVI
10$26,872$602.73$26,493$567.37+$379.00RAVI

RAVI vs SPHD: Complete Analysis 2026

RAVIStock

Formerly the "FlexShares Ready Access Variable Income Fund."For investors seeking current income combined with minimal NAV variability. FlexShares Ultra Short Income Fund (RAVI) seeks maximum current income consistent with the preservation of capital and liquidity.

Full RAVI Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.