HomeCompareRAYC vs DVY

RAYC vs DVY: Dividend Comparison 2026

RAYC yields 1.98% · DVY yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DVY wins by $2.4K in total portfolio value
10 years
RAYC
RAYC
● Live price
1.98%
Share price
$18.10
Annual div
$0.36
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.6K
Annual income
$224.50
Full RAYC calculator →
DVY
DVY
● Live price
3.46%
Share price
$151.41
Annual div
$5.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.0K
Annual income
$432.91
Full DVY calculator →

Portfolio growth — RAYC vs DVY

📍 DVY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRAYCDVY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RAYC + DVY cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RAYC pays
DVY pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RAYC
Annual income on $10K today (after 15% tax)
$167.93/yr
After 10yr DRIP, annual income (after tax)
$190.83/yr
DVY
Annual income on $10K today (after 15% tax)
$294.47/yr
After 10yr DRIP, annual income (after tax)
$367.97/yr
At 15% tax rate, DVY beats the other by $177.15/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RAYC + DVY for your $10,000?

RAYC: 50%DVY: 50%
100% DVY50/50100% RAYC
Portfolio after 10yr
$23.8K
Annual income
$328.70/yr
Blended yield
1.38%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RAYC buys
0
DVY buys
0
No recent congressional trades found for RAYC or DVY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRAYCDVY
Forward yield1.98%3.46%
Annual dividend / share$0.36$5.25
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$22.6K$25.0K
Annual income after 10y$224.50$432.91
Total dividends collected$2.1K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RAYC vs DVY ($10,000, DRIP)

YearRAYC PortfolioRAYC Income/yrDVY PortfolioDVY Income/yrGap
1← crossover$10,898$197.57$11,046$346.43$148.00DVY
2$11,862$201.22$12,177$357.65$315.00DVY
3$12,897$204.69$13,398$368.47$501.00DVY
4$14,007$207.99$14,715$378.89$708.00DVY
5$15,199$211.12$16,134$388.90$935.00DVY
6$16,477$214.10$17,662$398.51$1.2KDVY
7$17,847$216.92$19,306$407.71$1.5KDVY
8$19,316$219.59$21,074$416.50$1.8KDVY
9$20,890$222.11$22,974$424.90$2.1KDVY
10$22,577$224.50$25,015$432.91$2.4KDVY

RAYC vs DVY: Complete Analysis 2026

RAYCStock

The fund invests, under normal circumstances, at least 80% of its net assets plus any borrowings for investment purposes in equity securities of issuers based in China. The equity securities in which it primarily invests are common stock, preferred stock, ADRs, and REITs. The fund may invest in securities of companies with any market capitalization. It may also invest in ETFs to equitize cash, and engage in securities lending. From time to time, the fund may focus its investments in a particular sector, such as the financials or consumer discretionary sector. It is non-diversified.

Full RAYC Calculator →

DVYETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.