HomeCompareRAYC vs EQR

RAYC vs EQR: Dividend Comparison 2026

RAYC yields 1.98% · EQR yields 4.73%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 EQR wins by $17.9K in total portfolio value
10 years
RAYC
RAYC
● Live price
1.98%
Share price
$18.10
Annual div
$0.36
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.6K
Annual income
$224.50
Full RAYC calculator →
EQR
EQR
● Live price
4.73%
Share price
$58.58
Annual div
$2.77
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.5K
Annual income
$3,819.61
Full EQR calculator →

Portfolio growth — RAYC vs EQR

📍 EQR pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRAYCEQR
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RAYC + EQR cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RAYC pays
EQR pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RAYC
Annual income on $10K today (after 15% tax)
$167.93/yr
After 10yr DRIP, annual income (after tax)
$190.83/yr
EQR
Annual income on $10K today (after 15% tax)
$401.93/yr
After 10yr DRIP, annual income (after tax)
$3,246.67/yr
At 15% tax rate, EQR beats the other by $3,055.84/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RAYC + EQR for your $10,000?

RAYC: 50%EQR: 50%
100% EQR50/50100% RAYC
Portfolio after 10yr
$31.5K
Annual income
$2,022.05/yr
Blended yield
6.41%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EQR right now

RAYC
No analyst data
EQR
Analyst Ratings
16
Buy
28
Hold
2
Sell
Consensus: Hold
Price Target
$70.35
+20.1% upside vs current
Range: $63.00 — $78.50
Altman Z
1.8
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RAYC buys
0
EQR buys
0
No recent congressional trades found for RAYC or EQR in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRAYCEQR
Forward yield1.98%4.73%
Annual dividend / share$0.36$2.77
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%15.8%
Portfolio after 10y$22.6K$40.5K
Annual income after 10y$224.50$3,819.61
Total dividends collected$2.1K$16.9K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: RAYC vs EQR ($10,000, DRIP)

YearRAYC PortfolioRAYC Income/yrEQR PortfolioEQR Income/yrGap
1← crossover$10,898$197.57$11,248$547.57$350.00EQR
2$11,862$201.22$12,701$666.53$839.00EQR
3$12,897$204.69$14,405$814.59$1.5KEQR
4$14,007$207.99$16,413$999.84$2.4KEQR
5$15,199$211.12$18,795$1,232.92$3.6KEQR
6$16,477$214.10$21,639$1,527.95$5.2KEQR
7$17,847$216.92$25,057$1,903.80$7.2KEQR
8$19,316$219.59$29,197$2,385.87$9.9KEQR
9$20,890$222.11$34,250$3,008.70$13.4KEQR
10$22,577$224.50$40,467$3,819.61$17.9KEQR

RAYC vs EQR: Complete Analysis 2026

RAYCStock

The fund invests, under normal circumstances, at least 80% of its net assets plus any borrowings for investment purposes in equity securities of issuers based in China. The equity securities in which it primarily invests are common stock, preferred stock, ADRs, and REITs. The fund may invest in securities of companies with any market capitalization. It may also invest in ETFs to equitize cash, and engage in securities lending. From time to time, the fund may focus its investments in a particular sector, such as the financials or consumer discretionary sector. It is non-diversified.

Full RAYC Calculator →

EQRREIT

Equity Residential is committed to creating communities where people thrive. The Company, a member of the S&P 500, is focused on the acquisition, development and management of residential properties located in and around dynamic cities that attract high quality long-term renters. Equity Residential owns or has investments in 305 properties consisting of 78,568 apartment units, located in Boston, New York, Washington, D.C., Seattle, San Francisco, Southern California and Denver.

Full EQR Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.