HomeCompareRAYC vs QYLD

RAYC vs QYLD: Dividend Comparison 2026

RAYC yields 1.98% · QYLD yields 12.24%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 QYLD wins by $4.0K in total portfolio value· pulled ahead in Year 9
10 years
RAYC
RAYC
● Live price
1.98%
Share price
$18.10
Annual div
$0.36
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.6K
Annual income
$224.50
Full RAYC calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
● Live price
12.24%
Share price
$16.70
Annual div
$2.04
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$6,038.84
Full QYLD calculator →

Portfolio growth — RAYC vs QYLD

📍 QYLD pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRAYCQYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RAYC + QYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RAYC pays
QYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RAYC
Annual income on $10K today (after 15% tax)
$167.93/yr
After 10yr DRIP, annual income (after tax)
$190.83/yr
QYLD
Annual income on $10K today (after 15% tax)
$1,040.82/yr
After 10yr DRIP, annual income (after tax)
$5,133.01/yr
At 15% tax rate, QYLD beats the other by $4,942.19/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RAYC + QYLD for your $10,000?

RAYC: 50%QYLD: 50%
100% QYLD50/50100% RAYC
Portfolio after 10yr
$24.6K
Annual income
$3,131.67/yr
Blended yield
12.75%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RAYC buys
0
QYLD buys
0
No recent congressional trades found for RAYC or QYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRAYCQYLD
Forward yield1.98%12.24%
Annual dividend / share$0.36$2.04
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$22.6K$26.5K
Annual income after 10y$224.50$6,038.84
Total dividends collected$2.1K$28.5K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: RAYC vs QYLD ($10,000, DRIP)

YearRAYC PortfolioRAYC Income/yrQYLD PortfolioQYLD Income/yrGap
1$10,898$197.57$10,384$1,224.49+$514.00RAYC
2$11,862$201.22$10,900$1,388.18+$962.00RAYC
3$12,897$204.69$11,576$1,590.76+$1.3KRAYC
4$14,007$207.99$12,447$1,844.20+$1.6KRAYC
5$15,199$211.12$13,567$2,164.97+$1.6KRAYC
6$16,477$214.10$15,003$2,576.05+$1.5KRAYC
7$17,847$216.92$16,853$3,110.04+$994.00RAYC
8$19,316$219.59$19,251$3,813.85+$65.00RAYC
9← crossover$20,890$222.11$22,390$4,756.08$1.5KQYLD
10$22,577$224.50$26,548$6,038.84$4.0KQYLD

RAYC vs QYLD: Complete Analysis 2026

RAYCStock

The fund invests, under normal circumstances, at least 80% of its net assets plus any borrowings for investment purposes in equity securities of issuers based in China. The equity securities in which it primarily invests are common stock, preferred stock, ADRs, and REITs. The fund may invest in securities of companies with any market capitalization. It may also invest in ETFs to equitize cash, and engage in securities lending. From time to time, the fund may focus its investments in a particular sector, such as the financials or consumer discretionary sector. It is non-diversified.

Full RAYC Calculator →

QYLDETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.