HomeCompareRAYD vs MO

RAYD vs MO: Dividend Comparison 2026

RAYD yields 12.68% · MO yields 9.11%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RAYD wins by $18.4K in total portfolio value
10 years
RAYD
RAYD
● Live price
12.68%
Share price
$38.45
Annual div
$4.88
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.1K
Annual income
$2,792.61
Full RAYD calculator →
MO
Altria Group Inc.
● Live price
9.11%
Share price
$44.80
Annual div
$4.08
5Y div CAGR
4.3%
Payout ratio
78%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.7K
Annual income
$4,052.72
Full MO calculator →

Portfolio growth — RAYD vs MO

📍 RAYD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRAYDMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RAYD + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RAYD pays
MO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RAYD
Annual income on $10K today (after 15% tax)
$1,077.87/yr
After 10yr DRIP, annual income (after tax)
$2,373.72/yr
MO
Annual income on $10K today (after 15% tax)
$774.11/yr
After 10yr DRIP, annual income (after tax)
$3,444.81/yr
At 15% tax rate, MO beats the other by $1,071.09/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RAYD + MO for your $10,000?

RAYD: 50%MO: 50%
100% MO50/50100% RAYD
Portfolio after 10yr
$36.9K
Annual income
$3,422.66/yr
Blended yield
9.28%
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Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

RAYD
No analyst data
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
+36.7% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RAYD buys
0
MO buys
0
No recent congressional trades found for RAYD or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRAYDMO
Forward yield12.68%9.11%
Annual dividend / share$4.88$4.08
Payout ratio50%78%
1-year div growth0%4.1%
5-year div CAGR0%4.3%
Portfolio after 10y$46.1K$27.7K
Annual income after 10y$2,792.61$4,052.72
Total dividends collected$20.1K$20.9K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: RAYD vs MO ($10,000, DRIP)

YearRAYD PortfolioRAYD Income/yrMO PortfolioMO Income/yrGap
1← crossover$11,968$1,268.08$10,740$949.88+$1.2KRAYD
2$14,224$1,418.36$11,601$1,086.84+$2.6KRAYD
3$16,795$1,575.46$12,608$1,250.75+$4.2KRAYD
4$19,710$1,738.54$13,792$1,448.20+$5.9KRAYD
5$22,996$1,906.73$15,190$1,687.69+$7.8KRAYD
6$26,685$2,079.12$16,851$1,980.28+$9.8KRAYD
7$30,808$2,254.80$18,838$2,340.48+$12.0KRAYD
8$35,397$2,432.86$21,230$2,787.44+$14.2KRAYD
9$40,487$2,612.42$24,130$3,346.72+$16.4KRAYD
10$46,114$2,792.61$27,676$4,052.72+$18.4KRAYD

RAYD vs MO: Complete Analysis 2026

RAYDStock

The fund invests, under normal circumstances, at least 80% of its net assets plus any borrowings for investment purposes in equity securities of developed market companies. The Adviser considers a company to be a developed market company if it is organized or maintains its principal place of business in a developed markets country. The equity securities in which it invests are primarily common stocks and depositary receipts, including unsponsored depositary receipts, but may also include preferred stocks, exchange-traded funds (“ETFs”), and securities of other investment companies.

Full RAYD Calculator →

MOConsumer Staples

Altria is a Dividend King with 54+ consecutive years of dividend increases — one of the longest streaks in American corporate history. While cigarette volumes decline, pricing power and new product categories (oral nicotine pouches via NJOY) support cash flows. The near-9% yield is among the highest in the S&P 500.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.