HomeCompareRAYD vs SPHD

RAYD vs SPHD: Dividend Comparison 2026

RAYD yields 12.68% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 RAYD wins by $19.6K in total portfolio value
10 years
RAYD
RAYD
● Live price
12.68%
Share price
$38.45
Annual div
$4.88
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.1K
Annual income
$2,792.61
Full RAYD calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — RAYD vs SPHD

📍 RAYD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRAYDSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RAYD + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RAYD pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RAYD
Annual income on $10K today (after 15% tax)
$1,077.87/yr
After 10yr DRIP, annual income (after tax)
$2,373.72/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, RAYD beats the other by $1,888.10/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of RAYD + SPHD for your $10,000?

RAYD: 50%SPHD: 50%
100% SPHD50/50100% RAYD
Portfolio after 10yr
$36.3K
Annual income
$1,681.96/yr
Blended yield
4.63%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RAYD buys
0
SPHD buys
0
No recent congressional trades found for RAYD or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRAYDSPHD
Forward yield12.68%4.33%
Annual dividend / share$4.88$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$46.1K$26.5K
Annual income after 10y$2,792.61$571.32
Total dividends collected$20.1K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RAYD vs SPHD ($10,000, DRIP)

YearRAYD PortfolioRAYD Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,968$1,268.08$11,133$432.85+$835.00RAYD
2$14,224$1,418.36$12,363$450.36+$1.9KRAYD
3$16,795$1,575.46$13,695$467.39+$3.1KRAYD
4$19,710$1,738.54$15,138$483.90+$4.6KRAYD
5$22,996$1,906.73$16,697$499.88+$6.3KRAYD
6$26,685$2,079.12$18,382$515.31+$8.3KRAYD
7$30,808$2,254.80$20,198$530.17+$10.6KRAYD
8$35,397$2,432.86$22,157$544.46+$13.2KRAYD
9$40,487$2,612.42$24,266$558.18+$16.2KRAYD
10$46,114$2,792.61$26,536$571.32+$19.6KRAYD

RAYD vs SPHD: Complete Analysis 2026

RAYDStock

The fund invests, under normal circumstances, at least 80% of its net assets plus any borrowings for investment purposes in equity securities of developed market companies. The Adviser considers a company to be a developed market company if it is organized or maintains its principal place of business in a developed markets country. The equity securities in which it invests are primarily common stocks and depositary receipts, including unsponsored depositary receipts, but may also include preferred stocks, exchange-traded funds (“ETFs”), and securities of other investment companies.

Full RAYD Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.