HomeCompareRAYD vs XYLD

RAYD vs XYLD: Dividend Comparison 2026

RAYD yields 12.68% · XYLD yields 11.20%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RAYD wins by $20.2K in total portfolio value
10 years
RAYD
RAYD
● Live price
12.68%
Share price
$38.45
Annual div
$4.88
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.1K
Annual income
$2,792.61
Full RAYD calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
11.20%
Share price
$38.36
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$3,351.03
Full XYLD calculator →

Portfolio growth — RAYD vs XYLD

📍 RAYD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRAYDXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RAYD + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RAYD pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RAYD
Annual income on $10K today (after 15% tax)
$1,077.87/yr
After 10yr DRIP, annual income (after tax)
$2,373.72/yr
XYLD
Annual income on $10K today (after 15% tax)
$952.37/yr
After 10yr DRIP, annual income (after tax)
$2,848.38/yr
At 15% tax rate, XYLD beats the other by $474.66/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RAYD + XYLD for your $10,000?

RAYD: 50%XYLD: 50%
100% XYLD50/50100% RAYD
Portfolio after 10yr
$36.0K
Annual income
$3,071.81/yr
Blended yield
8.54%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RAYD buys
0
XYLD buys
0
No recent congressional trades found for RAYD or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRAYDXYLD
Forward yield12.68%11.20%
Annual dividend / share$4.88$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$46.1K$25.9K
Annual income after 10y$2,792.61$3,351.03
Total dividends collected$20.1K$20.2K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: RAYD vs XYLD ($10,000, DRIP)

YearRAYD PortfolioRAYD Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,968$1,268.08$10,840$1,120.44+$1.1KRAYD
2$14,224$1,418.36$11,786$1,249.59+$2.4KRAYD
3$16,795$1,575.46$12,854$1,397.78+$3.9KRAYD
4$19,710$1,738.54$14,063$1,568.33+$5.6KRAYD
5$22,996$1,906.73$15,434$1,765.19+$7.6KRAYD
6$26,685$2,079.12$16,995$1,993.14+$9.7KRAYD
7$30,808$2,254.80$18,777$2,257.95+$12.0KRAYD
8$35,397$2,432.86$20,818$2,566.58+$14.6KRAYD
9$40,487$2,612.42$23,163$2,927.50+$17.3KRAYD
10$46,114$2,792.61$25,865$3,351.03+$20.2KRAYD

RAYD vs XYLD: Complete Analysis 2026

RAYDStock

The fund invests, under normal circumstances, at least 80% of its net assets plus any borrowings for investment purposes in equity securities of developed market companies. The Adviser considers a company to be a developed market company if it is organized or maintains its principal place of business in a developed markets country. The equity securities in which it invests are primarily common stocks and depositary receipts, including unsponsored depositary receipts, but may also include preferred stocks, exchange-traded funds (“ETFs”), and securities of other investment companies.

Full RAYD Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.