HomeCompareRBIL vs SPHD

RBIL vs SPHD: Dividend Comparison 2026

RBIL yields 4.42% · SPHD yields 4.30%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RBIL wins by $218.00 in total portfolio value
10 years
RBIL
RBIL
● Live price
4.42%
Share price
$50.08
Annual div
$2.22
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.7K
Annual income
$587.62
Full RBIL calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — RBIL vs SPHD

📍 RBIL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRBILSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RBIL + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RBIL pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RBIL
Annual income on $10K today (after 15% tax)
$376.12/yr
After 10yr DRIP, annual income (after tax)
$499.48/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, RBIL beats the other by $17.21/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RBIL + SPHD for your $10,000?

RBIL: 50%SPHD: 50%
100% SPHD50/50100% RBIL
Portfolio after 10yr
$26.6K
Annual income
$577.49/yr
Blended yield
2.17%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RBIL buys
0
SPHD buys
0
No recent congressional trades found for RBIL or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRBILSPHD
Forward yield4.42%4.30%
Annual dividend / share$2.22$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.7K$26.5K
Annual income after 10y$587.62$567.37
Total dividends collected$5.2K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RBIL vs SPHD ($10,000, DRIP)

YearRBIL PortfolioRBIL Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,142$442.50$11,130$430.50+$12.00RBIL
2$12,383$460.80$12,357$447.82+$26.00RBIL
3$13,729$478.60$13,687$464.65+$42.00RBIL
4$15,186$495.89$15,126$480.98+$60.00RBIL
5$16,761$512.63$16,682$496.78+$79.00RBIL
6$18,463$528.81$18,362$512.03+$101.00RBIL
7$20,300$544.40$20,174$526.72+$126.00RBIL
8$22,281$559.40$22,127$540.84+$154.00RBIL
9$24,414$573.81$24,230$554.39+$184.00RBIL
10$26,711$587.62$26,493$567.37+$218.00RBIL

RBIL vs SPHD: Complete Analysis 2026

RBILStock

RBIL is the first ETF to invest continuously and exclusively in ultra-short, investment grade Treasury inflation-protected securities or TIPS. These income-generating instruments, which are backed by the US Treasury, have interest and principal payments that are adjusted for and can provide a hedge against inflation. TIPS, however, typically have lower yields than conventional fixed-rate bonds. The passively managed fund seeks lower risk and volatility by investing in shorter-term securities instead of longer-duration TIPS that inherently have higher interest rate risk. The portfolio equally weights its sub-components, comprised of bonds with remaining maturities of 1 to 13 months (e.g., 1-2 months, 2-3 months, etc.). The fund may engage in securities lending. The index is rebalanced on the last business day of each month.

Full RBIL Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.