HomeCompareRBIL vs XYLD

RBIL vs XYLD: Dividend Comparison 2026

RBIL yields 4.42% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RBIL wins by $1.4K in total portfolio value
10 years
RBIL
RBIL
● Live price
4.42%
Share price
$50.08
Annual div
$2.22
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.7K
Annual income
$587.62
Full RBIL calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — RBIL vs XYLD

📍 RBIL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRBILXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RBIL + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RBIL pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RBIL
Annual income on $10K today (after 15% tax)
$376.12/yr
After 10yr DRIP, annual income (after tax)
$499.48/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,236.69/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RBIL + XYLD for your $10,000?

RBIL: 50%XYLD: 50%
100% XYLD50/50100% RBIL
Portfolio after 10yr
$26.0K
Annual income
$1,903.32/yr
Blended yield
7.32%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RBIL buys
0
XYLD buys
0
No recent congressional trades found for RBIL or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRBILXYLD
Forward yield4.42%10.98%
Annual dividend / share$2.22$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.7K$25.3K
Annual income after 10y$587.62$3,219.02
Total dividends collected$5.2K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: RBIL vs XYLD ($10,000, DRIP)

YearRBIL PortfolioRBIL Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,142$442.50$10,818$1,098.39+$324.00RBIL
2$12,383$460.80$11,738$1,222.51+$645.00RBIL
3$13,729$478.60$12,774$1,364.64+$955.00RBIL
4$15,186$495.89$13,944$1,527.86+$1.2KRBIL
5$16,761$512.63$15,270$1,715.87+$1.5KRBIL
6$18,463$528.81$16,775$1,933.09+$1.7KRBIL
7$20,300$544.40$18,490$2,184.87+$1.8KRBIL
8$22,281$559.40$20,450$2,477.63+$1.8KRBIL
9$24,414$573.81$22,697$2,819.19+$1.7KRBIL
10$26,711$587.62$25,280$3,219.02+$1.4KRBIL

RBIL vs XYLD: Complete Analysis 2026

RBILStock

RBIL is the first ETF to invest continuously and exclusively in ultra-short, investment grade Treasury inflation-protected securities or TIPS. These income-generating instruments, which are backed by the US Treasury, have interest and principal payments that are adjusted for and can provide a hedge against inflation. TIPS, however, typically have lower yields than conventional fixed-rate bonds. The passively managed fund seeks lower risk and volatility by investing in shorter-term securities instead of longer-duration TIPS that inherently have higher interest rate risk. The portfolio equally weights its sub-components, comprised of bonds with remaining maturities of 1 to 13 months (e.g., 1-2 months, 2-3 months, etc.). The fund may engage in securities lending. The index is rebalanced on the last business day of each month.

Full RBIL Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.