Is RBPAA or VYM a better dividend investment in 2026?

RBPAA currently yields 44.25% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: RBPAA offers higher current income.

What is the dividend yield difference between RBPAA and VYM?

RBPAA has a forward dividend yield of 44.25% ($2.00/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 41.84 percentage points.

Home › Compare › RBPAA vs VYM

RBPAA vs VYM: Dividend Comparison 2026

RBPAA yields 44.25% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RBPAA wins by $263.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RBPAA

● Live price

44.25%

Share price

$4.52

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$291.5K

Annual income

$53,520.50

Full RBPAA calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — RBPAA vs VYM

📍 RBPAA pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RBPAA	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, RBPAA + VYM cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RBPAA pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RBPAA

Annual income on $10K today (after 15% tax)

$3,761.06/yr

After 10yr DRIP, annual income (after tax)

$45,492.42/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, RBPAA beats the other by $45,255.66/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RBPAA + VYM for your $10,000?

RBPAA: 50%VYM: 50%

100% VYM50/50100% RBPAA

Portfolio after 10yr

$159.7K

Annual income

$26,899.52/yr

Blended yield

16.85%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RBPAA buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRBPAAVYM

Forward yield	44.25% ✓	2.41%
Annual dividend / share	$2.00	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$291.5K ✓	$27.8K
Annual income after 10y	$53,520.50 ✓	$278.55
Total dividends collected	$225.6K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RBPAA vs VYM ($10,000, DRIP)

Year	RBPAA Portfolio	RBPAA Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$15,125	$4,424.78	$11,151	$241.44	+$4.0K → RBPAA
2	$22,438	$6,254.56	$12,413	$246.79	+$10.0K → RBPAA
3	$32,681	$8,671.81	$13,794	$251.79	+$18.9K → RBPAA
4	$46,772	$11,804.01	$15,306	$256.47	+$31.5K → RBPAA
5	$65,835	$15,788.62	$16,960	$260.84	+$48.9K → RBPAA
6	$91,213	$20,769.62	$18,768	$264.92	+$72.4K → RBPAA
7	$124,491	$26,893.37	$20,745	$268.71	+$103.7K → RBPAA
8	$167,510	$34,303.92	$22,905	$272.24	+$144.6K → RBPAA
9	$222,373	$43,138.08	$25,265	$275.51	+$197.1K → RBPAA
10	$291,460	$53,520.50	$27,842	$278.55	+$263.6K → RBPAA

RBPAA vs VYM: Complete Analysis 2026

RBPAA — Stock

RBPAA is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RBPAA shares.

Full RBPAA Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

📬

Get this RBPAA vs VYM comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

RBPAA vs SCHD RBPAA vs JEPI RBPAA vs O RBPAA vs KO RBPAA vs MAIN RBPAA vs VIG RBPAA vs DGRO RBPAA vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.