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RCDOF vs PM: Dividend Comparison 2026

RCDOF yields 0.80% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PM wins by $29.7K in total portfolio value
10 years
RCDOF
RCDOF
● Live price
0.80%
Share price
$2.74
Annual div
$0.02
5Y div CAGR
-39.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.9K
Annual income
$0.50
Full RCDOF calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — RCDOF vs PM

📍 PM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRCDOFPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RCDOF + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RCDOF pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RCDOF
Annual income on $10K today (after 15% tax)
$68.26/yr
After 10yr DRIP, annual income (after tax)
$0.43/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, PM beats the other by $2,117.79/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RCDOF + PM for your $10,000?

RCDOF: 50%PM: 50%
100% PM50/50100% RCDOF
Portfolio after 10yr
$34.7K
Annual income
$1,246.26/yr
Blended yield
3.59%
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Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

RCDOF
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
3.3
Piotroski
6/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RCDOF buys
0
PM buys
0
No recent congressional trades found for RCDOF or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRCDOFPM
Forward yield0.80%3.48%
Annual dividend / share$0.02$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-39.9%17.2%
Portfolio after 10y$19.9K$49.6K
Annual income after 10y$0.50$2,492.02
Total dividends collected$121.00$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: RCDOF vs PM ($10,000, DRIP)

YearRCDOF PortfolioRCDOF Income/yrPM PortfolioPM Income/yrGap
1← crossover$10,748$48.26$11,648$408.29$900.00PM
2$11,530$29.14$13,589$495.90$2.1KPM
3$12,354$17.55$15,877$603.21$3.5KPM
4$13,230$10.57$18,580$734.88$5.3KPM
5$14,162$6.35$21,781$896.75$7.6KPM
6$15,157$3.82$25,578$1,096.12$10.4KPM
7$16,221$2.30$30,092$1,342.17$13.9KPM
8$17,358$1.38$35,470$1,646.46$18.1KPM
9$18,573$0.83$41,892$2,023.58$23.3KPM
10$19,874$0.50$49,578$2,492.02$29.7KPM

RCDOF vs PM: Complete Analysis 2026

RCDOFStock

Ricardo plc provides engineering, technical, environmental, and strategic consultancy services in the United Kingdom, Europe, North America, China, rest of Asia, Australia, and internationally. It operates through five segments: Energy and Environment (EE), Rail, Automotive and Industrial (A&I), Defense, and Performance Products (PP). The EE segment provides industry-leading analysis, advice, and data to governments, public agencies, and private businesses. The Rail segment offers technical advice and engineering services, and accredited assurance services. The A&I segment engages in the provision of clean, efficient, integrated propulsion, and energy solutions in area of hybrid and electric systems, electrification, engines, driveline and transmissions, testing, and vehicle engineering for automotive, aerospace, defense, energy, off-highway and commercial, marine, motorcycle and light-personal transport, and rail markets. The Defense segment focuses on engineering services, software, and products that protect life and enhance the operation, maintenance, and support of complex systems, as well as offers various engineering programmes; and anti-lock braking system/electronic stability control systems. The PP segment manufactures and assembles niche high-quality components, prototypes, and complex products, including engines, transmissions, and other precision and performance-critical products; and provides software solutions for motorsport, automotive, aerospace, defense, and rail markets. It serves transport operators, manufacturers, energy companies, financial institutions, government agencies, and non-governmental organizations. Ricardo plc was founded in 1915 and is headquartered in Shoreham-By-Sea, the United Kingdom.

Full RCDOF Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.