Is RCDTF or ADC a better dividend investment in 2026?

RCDTF currently yields 2.77% with a 5% 5-year dividend growth rate. ADC yields 4.13% with 5.2% growth. The better choice depends on your goal: ADC offers higher current income.

What is the dividend yield difference between RCDTF and ADC?

RCDTF has a forward dividend yield of 2.77% ($1.58/share annually). ADC yields 4.13% ($3.10/share annually). The yield gap is 1.36 percentage points.

Home › Compare › RCDTF vs ADC

RCDTF vs ADC: Dividend Comparison 2026

RCDTF yields 2.77% · ADC yields 4.13%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ADC wins by $126.4K in total portfolio value· pulled ahead in Year 3

INVESTMENT

TIME HORIZON10 years

RCDTF

● Live price

2.77%

Share price

$56.95

Annual div

$1.58

5Y div CAGR

32%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$52.6K

Annual income

$9,708.55

Full RCDTF calculator →

ADC

Agree Realty Corporation

● Live price

4.13%

Share price

$74.97

Annual div

$3.10

5Y div CAGR

40.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$178.9K

Annual income

$80,797.29

Full ADC calculator →

Portfolio growth — RCDTF vs ADC

📍 ADC pulled ahead of the other in Year 3

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RCDTF	ADC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RCDTF + ADC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RCDTF pays

ADC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RCDTF

Annual income on $10K today (after 15% tax)

$235.82/yr

After 10yr DRIP, annual income (after tax)

$8,252.27/yr

ADC

Annual income on $10K today (after 15% tax)

$351.36/yr

After 10yr DRIP, annual income (after tax)

$68,677.70/yr

At 15% tax rate, ADC beats the other by $60,425.43/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RCDTF + ADC for your $10,000?

RCDTF: 50%ADC: 50%

100% ADC50/50100% RCDTF

Portfolio after 10yr

$115.8K

Annual income

$45,252.93/yr

Blended yield

39.09%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

RCDTF

Analyst Ratings

Hold

Sell

Consensus: Hold

Altman Z

3.4

Piotroski

5/9

ADC

Analyst Ratings

Strong

Buy

Hold

Consensus: Buy

Price Target

$81.06

+8.1% upside vs current

Range: $75.00 — $84.50

Altman Z

1.6

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RCDTF buys

ADC buys

No recent congressional trades found for RCDTF or ADC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRCDTFADC

Forward yield	2.77%	4.13% ✓
Annual dividend / share	$1.58	$3.10 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	32%	40.4% ✓
Portfolio after 10y	$52.6K	$178.9K ✓
Annual income after 10y	$9,708.55	$80,797.29 ✓
Total dividends collected	$28.6K	$156.7K ✓
Payment frequency	quarterly	monthly
Sector	Stock	REIT
Analyst consensus	Hold	Buy

Year-by-year: RCDTF vs ADC ($10,000, DRIP)

Year	RCDTF Portfolio	RCDTF Income/yr	ADC Portfolio	ADC Income/yr	Gap
1	$11,066	$366.22	$10,990	$580.36	+$76.00 → RCDTF
2	$12,341	$499.95	$12,301	$860.26	+$40.00 → RCDTF
3← crossover	$13,892	$687.80	$14,104	$1,298.62	$212.00 → ADC
4	$15,820	$955.18	$16,691	$2,008.16	$871.00 → ADC
5	$18,269	$1,341.86	$20,580	$3,205.09	$2.3K → ADC
6	$21,460	$1,911.67	$26,754	$5,330.02	$5.3K → ADC
7	$25,732	$2,770.17	$37,196	$9,345.14	$11.5K → ADC
8	$31,631	$4,097.76	$56,244	$17,523.09	$24.6K → ADC
9	$40,060	$6,214.06	$94,286	$35,736.21	$54.2K → ADC
10	$52,572	$9,708.55	$178,949	$80,797.29	$126.4K → ADC

RCDTF vs ADC: Complete Analysis 2026

RCDTF — Stock

Recordati Industria Chimica e Farmaceutica S.p.A., together with its subsidiaries, engages in the research, development, manufacture, marketing, and sale of pharmaceuticals worldwide. The company offers pharmaceuticals in various therapeutic areas, including cardiovascular, dermatology, over the counter/non-prescription pharmaceuticals, urology, anti-infectives, central nervous system, gastrointestinal, gynecology and obstetrics, musculo-skeletal disorders and analgesia, nutrition and related products, cosmetics, dietary supplements, medical devices, allergy, endocrinology, respiratory, pain management/inflammation, generics, antipyretics and cold preparations, and oncology, as well as ear, nose, and throat. It also provides products for rare diseases; and pharmaceutical chemicals, such as chemical syntheses, active pharmaceutical ingredients, and intermediates. The company was founded in 1926 and is headquartered in Milan, Italy. Recordati Industria Chimica e Farmaceutica S.p.A. operates as a subsidiary of Rossini S.à R.L.

Full RCDTF Calculator →

ADC — REIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.