Is RCDTF or RYLD a better dividend investment in 2026?

RCDTF currently yields 2.77% with a 5% 5-year dividend growth rate. RYLD yields 12.39% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between RCDTF and RYLD?

RCDTF has a forward dividend yield of 2.77% ($1.58/share annually). RYLD yields 12.39% ($1.81/share annually). The yield gap is 9.62 percentage points.

Home › Compare › RCDTF vs RYLD

RCDTF vs RYLD: Dividend Comparison 2026

RCDTF yields 2.77% · RYLD yields 12.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RCDTF wins by $7.3K in total portfolio value· pulled ahead in Year 9

INVESTMENT

TIME HORIZON10 years

RCDTF

● Live price

2.77%

Share price

$56.95

Annual div

$1.58

5Y div CAGR

32%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$52.6K

Annual income

$9,708.55

Full RCDTF calculator →

RYLD

● Live price

12.39%

Share price

$14.64

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.3K

Annual income

$2,682.98

Full RYLD calculator →

Portfolio growth — RCDTF vs RYLD

📍 RCDTF pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RCDTF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RCDTF + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RCDTF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RCDTF

Annual income on $10K today (after 15% tax)

$235.82/yr

After 10yr DRIP, annual income (after tax)

$8,252.27/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,053.44/yr

After 10yr DRIP, annual income (after tax)

$2,280.53/yr

At 15% tax rate, RCDTF beats the other by $5,971.73/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RCDTF + RYLD for your $10,000?

RCDTF: 50%RYLD: 50%

100% RYLD50/50100% RCDTF

Portfolio after 10yr

$48.9K

Annual income

$6,195.77/yr

Blended yield

12.67%

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Analyst Conviction Gap

Where Wall Street is most bullish on RYLD right now

RCDTF

Analyst Ratings

Hold

Sell

Consensus: Hold

Altman Z

3.4

Piotroski

5/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RCDTF buys

RYLD buys

No recent congressional trades found for RCDTF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRCDTFRYLD

Forward yield	2.77%	12.39% ✓
Annual dividend / share	$1.58	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	32% ✓	0%
Portfolio after 10y	$52.6K ✓	$45.3K
Annual income after 10y	$9,708.55 ✓	$2,682.98
Total dividends collected	$28.6K ✓	$19.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RCDTF vs RYLD ($10,000, DRIP)

Year	RCDTF Portfolio	RCDTF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,066	$366.22	$11,939	$1,239.34	$873.00 → RYLD
2	$12,341	$499.95	$14,158	$1,382.89	$1.8K → RYLD
3	$13,892	$687.80	$16,682	$1,532.59	$2.8K → RYLD
4	$15,820	$955.18	$19,537	$1,687.64	$3.7K → RYLD
5	$18,269	$1,341.86	$22,752	$1,847.20	$4.5K → RYLD
6	$21,460	$1,911.67	$26,355	$2,010.43	$4.9K → RYLD
7	$25,732	$2,770.17	$30,376	$2,176.45	$4.6K → RYLD
8	$31,631	$4,097.76	$34,847	$2,344.43	$3.2K → RYLD
9← crossover	$40,060	$6,214.06	$39,800	$2,513.54	+$260.00 → RCDTF
10	$52,572	$9,708.55	$45,269	$2,682.98	+$7.3K → RCDTF

RCDTF vs RYLD: Complete Analysis 2026

RCDTF — Stock

Recordati Industria Chimica e Farmaceutica S.p.A., together with its subsidiaries, engages in the research, development, manufacture, marketing, and sale of pharmaceuticals worldwide. The company offers pharmaceuticals in various therapeutic areas, including cardiovascular, dermatology, over the counter/non-prescription pharmaceuticals, urology, anti-infectives, central nervous system, gastrointestinal, gynecology and obstetrics, musculo-skeletal disorders and analgesia, nutrition and related products, cosmetics, dietary supplements, medical devices, allergy, endocrinology, respiratory, pain management/inflammation, generics, antipyretics and cold preparations, and oncology, as well as ear, nose, and throat. It also provides products for rare diseases; and pharmaceutical chemicals, such as chemical syntheses, active pharmaceutical ingredients, and intermediates. The company was founded in 1926 and is headquartered in Milan, Italy. Recordati Industria Chimica e Farmaceutica S.p.A. operates as a subsidiary of Rossini S.à R.L.

Full RCDTF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.