Is RCGTX or QYLD a better dividend investment in 2026?

RCGTX currently yields 21.89% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: RCGTX offers higher current income.

What is the dividend yield difference between RCGTX and QYLD?

RCGTX has a forward dividend yield of 21.89% ($2.76/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 9.97 percentage points.

Home › Compare › RCGTX vs QYLD

RCGTX vs QYLD: Dividend Comparison 2026

RCGTX yields 21.89% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RCGTX wins by $2.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RCGTX

● Live price

21.89%

Share price

$12.61

Annual div

$2.76

5Y div CAGR

-32.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.2K

Annual income

$65.29

Full RCGTX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — RCGTX vs QYLD

📍 RCGTX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RCGTX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RCGTX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

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Dec

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RCGTX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RCGTX

Annual income on $10K today (after 15% tax)

$1,860.96/yr

After 10yr DRIP, annual income (after tax)

$55.50/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,754.92/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RCGTX + QYLD for your $10,000?

RCGTX: 50%QYLD: 50%

100% QYLD50/50100% RCGTX

Portfolio after 10yr

$26.8K

Annual income

$2,862.30/yr

Blended yield

10.68%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RCGTX buys

QYLD buys

No recent congressional trades found for RCGTX or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRCGTXQYLD

Forward yield	21.89% ✓	11.92%
Annual dividend / share	$2.76 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-32.1%	0% ✓
Portfolio after 10y	$28.2K ✓	$25.4K
Annual income after 10y	$65.29	$5,659.31 ✓
Total dividends collected	$5.3K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: RCGTX vs QYLD ($10,000, DRIP)

Year	RCGTX Portfolio	RCGTX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$12,187	$1,486.58	$10,352	$1,192.36	+$1.8K → RCGTX
2	$14,189	$1,149.62	$10,830	$1,347.57	+$3.4K → RCGTX
3	$16,032	$849.41	$11,460	$1,539.07	+$4.6K → RCGTX
4	$17,763	$609.02	$12,275	$1,777.84	+$5.5K → RCGTX
5	$19,435	$428.21	$13,323	$2,078.95	+$6.1K → RCGTX
6	$21,093	$297.30	$14,667	$2,463.34	+$6.4K → RCGTX
7	$22,774	$204.75	$16,396	$2,960.57	+$6.4K → RCGTX
8	$24,508	$140.29	$18,631	$3,612.97	+$5.9K → RCGTX
9	$26,320	$95.80	$21,548	$4,482.15	+$4.8K → RCGTX
10	$28,227	$65.29	$25,398	$5,659.31	+$2.8K → RCGTX

RCGTX vs QYLD: Complete Analysis 2026

RCGTX — Stock

The investment seeks long-term capital appreciation. The fund seeks to achieve its objective by normally investing at least 80% of its net assets (plus borrowings made for investment purposes) in common stocks and other equity securities of technology companies and in derivatives and other synthetic instruments that have economic characteristics similar to equity securities of technology companies. It is non-diversified.

Full RCGTX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.