HomeCompareRCII vs GIS

RCII vs GIS: Dividend Comparison 2026

RCII yields 5.08% · GIS yields 6.53%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 RCII wins by $36.8K in total portfolio value· pulled ahead in Year 5
10 years
RCII
RCII
● Live price
5.08%
Share price
$26.78
Annual div
$1.36
5Y div CAGR
32.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$115.7K
Annual income
$35,186.28
Full RCII calculator →
GIS
GIS
● Live price
6.53%
Share price
$37.22
Annual div
$2.43
5Y div CAGR
22.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.8K
Annual income
$16,211.26
Full GIS calculator →

Portfolio growth — RCII vs GIS

📍 RCII pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRCIIGIS
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, RCII + GIS cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RCII pays
GIS pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RCII
Annual income on $10K today (after 15% tax)
$431.67/yr
After 10yr DRIP, annual income (after tax)
$29,908.34/yr
GIS
Annual income on $10K today (after 15% tax)
$554.94/yr
After 10yr DRIP, annual income (after tax)
$13,779.57/yr
At 15% tax rate, RCII beats the other by $16,128.77/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RCII + GIS for your $10,000?

RCII: 50%GIS: 50%
100% GIS50/50100% RCII
Portfolio after 10yr
$97.3K
Annual income
$25,698.77/yr
Blended yield
26.42%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on RCII right now

RCII
Analyst Ratings
14
Buy
7
Hold
Consensus: Buy
Price Target
$40.00
+49.4% upside vs current
Range: $40.00 — $40.00
Altman Z
2.4
Piotroski
6/9
GIS
Analyst Ratings
9
Buy
19
Hold
6
Sell
Consensus: Hold
Price Target
$47.42
+27.4% upside vs current
Range: $35.00 — $63.00
Altman Z
2.2
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RCII buys
0
GIS buys
0
No recent congressional trades found for RCII or GIS in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRCIIGIS
Forward yield5.08%6.53%
Annual dividend / share$1.36$2.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR32.7%22.8%
Portfolio after 10y$115.7K$78.8K
Annual income after 10y$35,186.28$16,211.26
Total dividends collected$85.7K$50.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyHold
Analyst price target$40.00$47.42

Year-by-year: RCII vs GIS ($10,000, DRIP)

YearRCII PortfolioRCII Income/yrGIS PortfolioGIS Income/yrGap
1$11,374$673.91$11,502$801.73$128.00GIS
2$13,121$950.60$13,365$1,058.29$244.00GIS
3$15,399$1,359.97$15,712$1,411.34$313.00GIS
4$18,457$1,979.50$18,716$1,904.17$259.00GIS
5← crossover$22,691$2,942.37$22,629$2,603.16+$62.00RCII
6$28,766$4,486.28$27,826$3,612.21+$940.00RCII
7$37,832$7,053.33$34,871$5,097.54+$3.0KRCII
8$51,985$11,504.65$44,643$7,331.52+$7.3KRCII
9$75,230$19,605.47$58,541$10,772.15+$16.7KRCII
10$115,682$35,186.28$78,850$16,211.26+$36.8KRCII

RCII vs GIS: Complete Analysis 2026

RCIIStock

Rent-A-Center, Inc., together with its subsidiaries, leases household durable goods to customers on a lease-to-own basis. The company operates in four segments: Rent-A-Center Business, Acima, Mexico, and Franchising. It offers furniture and accessories, appliances, consumer electronics, computers, tablets and smartphones, tools, tires, handbags, and other accessories under rental purchase agreements. The company also provides merchandise on an installment sales basis; and the lease-to-own transaction to consumers who do not qualify for financing from the traditional retailer through kiosks located within retailer's locations. It operates retail installment sales stores under the Get It Now and Home Choice names; lease-to-own and franchised lease-to-own stores under the Rent-A-Centre, ColorTyme, and RimTyme names; and rentacenter.com, an e-commerce platform. As of December 31, 2021, the company owned and operated approximately 1,846 stores in the United States and Puerto Rico, including 45 retail installment sales stores; 35 Acima staffed locations in North Carolina; and 123 stores in Mexico, as well as franchised 466 lease-to-own stores in 32 states. Rent-A-Center, Inc. was founded in 1960 and is headquartered in Plano, Texas.

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GISConsumer Staples

General Mills, Inc. manufactures and markets branded consumer foods worldwide. The company operates in five segments: North America Retail; Convenience Stores & Foodservice; Europe & Australia; Asia & Latin America; and Pet. It offers ready-to-eat cereals, refrigerated yogurt, soup, meal kits, refrigerated and frozen dough products, dessert and baking mixes, bakery flour, frozen pizza and pizza snacks, snack bars, fruit and salty snacks, ice cream, nutrition bars, wellness beverages, and savory and grain snacks, as well as various organic products, including frozen and shelf-stable vegetables. It also supplies branded and unbranded food products to the North American foodservice and commercial baking industries; and manufactures and markets pet food products, including dog and cat food. The company markets its products under the Annie's, Betty Crocker, Bisquick, Blue Buffalo, Blue Basics, Blue Freedom, Bugles, Cascadian Farm, Cheerios, Chex, Cinnamon Toast Crunch, Cocoa Puffs, Cookie Crisp, EPIC, Fiber One, Food Should Taste Good, Fruit by the Foot, Fruit Gushers, Fruit Roll-Ups, Gardetto's, Go-Gurt, Gold Medal, Golden Grahams, Häagen-Dazs, Helpers, Jus-Rol, Kitano, Kix, Lärabar, Latina, Liberté, Lucky Charms, Muir Glen, Nature Valley, Oatmeal Crisp, Old El Paso, Oui, Pillsbury, Progresso, Raisin Nut Bran, Total, Totino's, Trix, Wanchai Ferry, Wheaties, Wilderness, Yoki, and Yoplait trademarks. It sells its products directly, as well as through broker and distribution arrangements to grocery stores, mass merchandisers, membership stores, natural food chains, e-commerce retailers, commercial and noncommercial foodservice distributors and operators, restaurants, convenience stores, and pet specialty stores, as well as drug, dollar, and discount chains. The company operates 466 leased and 392 franchise ice cream parlors. General Mills, Inc. was founded in 1866 and is headquartered in Minneapolis, Minnesota.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.