HomeCompareRCII vs PM

RCII vs PM: Dividend Comparison 2026

RCII yields 5.08% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RCII wins by $66.1K in total portfolio value· pulled ahead in Year 5
10 years
RCII
RCII
● Live price
5.08%
Share price
$26.78
Annual div
$1.36
5Y div CAGR
32.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$115.7K
Annual income
$35,186.28
Full RCII calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — RCII vs PM

📍 RCII pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRCIIPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, RCII + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RCII pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RCII
Annual income on $10K today (after 15% tax)
$431.67/yr
After 10yr DRIP, annual income (after tax)
$29,908.34/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, RCII beats the other by $27,790.12/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RCII + PM for your $10,000?

RCII: 50%PM: 50%
100% PM50/50100% RCII
Portfolio after 10yr
$82.6K
Annual income
$18,839.15/yr
Blended yield
22.80%
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Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

RCII
Analyst Ratings
14
Buy
7
Hold
Consensus: Buy
Price Target
$40.00
+49.4% upside vs current
Range: $40.00 — $40.00
Altman Z
2.4
Piotroski
6/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RCII buys
0
PM buys
0
No recent congressional trades found for RCII or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRCIIPM
Forward yield5.08%3.48%
Annual dividend / share$1.36$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR32.7%17.2%
Portfolio after 10y$115.7K$49.6K
Annual income after 10y$35,186.28$2,492.02
Total dividends collected$85.7K$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy
Analyst price target$40.00$194.30

Year-by-year: RCII vs PM ($10,000, DRIP)

YearRCII PortfolioRCII Income/yrPM PortfolioPM Income/yrGap
1$11,374$673.91$11,648$408.29$274.00PM
2$13,121$950.60$13,589$495.90$468.00PM
3$15,399$1,359.97$15,877$603.21$478.00PM
4$18,457$1,979.50$18,580$734.88$123.00PM
5← crossover$22,691$2,942.37$21,781$896.75+$910.00RCII
6$28,766$4,486.28$25,578$1,096.12+$3.2KRCII
7$37,832$7,053.33$30,092$1,342.17+$7.7KRCII
8$51,985$11,504.65$35,470$1,646.46+$16.5KRCII
9$75,230$19,605.47$41,892$2,023.58+$33.3KRCII
10$115,682$35,186.28$49,578$2,492.02+$66.1KRCII

RCII vs PM: Complete Analysis 2026

RCIIStock

Rent-A-Center, Inc., together with its subsidiaries, leases household durable goods to customers on a lease-to-own basis. The company operates in four segments: Rent-A-Center Business, Acima, Mexico, and Franchising. It offers furniture and accessories, appliances, consumer electronics, computers, tablets and smartphones, tools, tires, handbags, and other accessories under rental purchase agreements. The company also provides merchandise on an installment sales basis; and the lease-to-own transaction to consumers who do not qualify for financing from the traditional retailer through kiosks located within retailer's locations. It operates retail installment sales stores under the Get It Now and Home Choice names; lease-to-own and franchised lease-to-own stores under the Rent-A-Centre, ColorTyme, and RimTyme names; and rentacenter.com, an e-commerce platform. As of December 31, 2021, the company owned and operated approximately 1,846 stores in the United States and Puerto Rico, including 45 retail installment sales stores; 35 Acima staffed locations in North Carolina; and 123 stores in Mexico, as well as franchised 466 lease-to-own stores in 32 states. Rent-A-Center, Inc. was founded in 1960 and is headquartered in Plano, Texas.

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PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.