Is RCRUY or RYLD a better dividend investment in 2026?

RCRUY currently yields 0.34% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between RCRUY and RYLD?

RCRUY has a forward dividend yield of 0.34% ($0.03/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 11.80 percentage points.

Home › Compare › RCRUY vs RYLD

RCRUY vs RYLD: Dividend Comparison 2026

RCRUY yields 0.34% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $24.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RCRUY

● Live price

0.34%

Share price

$8.93

Annual div

$0.03

5Y div CAGR

-21.9%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$19.8K

Annual income

$2.86

Full RCRUY calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — RCRUY vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RCRUY	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RCRUY + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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RCRUY pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RCRUY

Annual income on $10K today (after 15% tax)

$28.56/yr

After 10yr DRIP, annual income (after tax)

$2.43/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, RYLD beats the other by $2,196.82/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RCRUY + RYLD for your $10,000?

RCRUY: 50%RYLD: 50%

100% RYLD50/50100% RCRUY

Portfolio after 10yr

$32.2K

Annual income

$1,295.10/yr

Blended yield

4.02%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RCRUY buys

RYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Daniel Goldman	🏢 House	$RCRUY	▼ Sell	$15,001 - $50,000	2023-02-27

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRCRUYRYLD

Forward yield	0.34%	12.14% ✓
Annual dividend / share	$0.03	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-21.9%	0% ✓
Portfolio after 10y	$19.8K	$44.5K ✓
Annual income after 10y	$2.86	$2,587.35 ✓
Total dividends collected	$110.00 ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RCRUY vs RYLD ($10,000, DRIP)

Year	RCRUY Portfolio	RCRUY Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$10,726	$26.24	$11,914	$1,213.65	$1.2K → RYLD
2	$11,498	$20.54	$14,099	$1,351.30	$2.6K → RYLD
3	$12,319	$16.07	$16,580	$1,494.55	$4.3K → RYLD
4	$13,193	$12.57	$19,384	$1,642.61	$6.2K → RYLD
5	$14,127	$9.83	$22,535	$1,794.70	$8.4K → RYLD
6	$15,123	$7.68	$26,063	$1,950.00	$10.9K → RYLD
7	$16,188	$6.00	$29,995	$2,107.69	$13.8K → RYLD
8	$17,326	$4.69	$34,361	$2,266.99	$17.0K → RYLD
9	$18,542	$3.66	$39,194	$2,427.12	$20.7K → RYLD
10	$19,843	$2.86	$44,525	$2,587.35	$24.7K → RYLD

RCRUY vs RYLD: Complete Analysis 2026

RCRUY — Stock

Recruit Holdings Co., Ltd. provides HR technology and business solutions. The company operates through three segments: HR Technology, Media & Solutions, and Staffing. The HR Technology segment provides various technological solutions that help job seekers and employers in navigating hiring and recruitment. The Media & Solutions segment operates an online advertising platform for businesses in various industries, including housing, beauty, marriage, travel, and dining; and provides business management software as a service solutions for small and medium-sized companies. It also operates media platforms that publish information about jobs and new openings to support business clients' recruiting activities. The Staffing segment provides temporary staffing service in Japan, North America, Europe, and Australia. The company was founded in 1960 and is headquartered in Tokyo, Japan.

Full RCRUY Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.