Home › Compare › RCWAX vs DVY

RCWAX vs DVY: Dividend Comparison 2026

RCWAX yields 3.21% · DVY yields 3.50%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DVY wins by $482.00 in total portfolio value
10 years
RCWAX
RCWAX
● Live price
3.21%
Share price
$15.62
Annual div
$0.50
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.6K
Annual income
$395.17
Full RCWAX calculator →
DVY
DVY
● Live price
3.50%
Share price
$150.03
Annual div
$5.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.1K
Annual income
$437.78
Full DVY calculator →

Portfolio growth — RCWAX vs DVY

📍 DVY pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRCWAXDVY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, RCWAX + DVY cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
RCWAX pays
DVY pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RCWAX
Annual income on $10K today (after 15% tax)
$273.12/yr
After 10yr DRIP, annual income (after tax)
$335.89/yr
DVY
Annual income on $10K today (after 15% tax)
$297.17/yr
After 10yr DRIP, annual income (after tax)
$372.11/yr
At 15% tax rate, DVY beats the other by $36.22/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RCWAX + DVY for your $10,000?

RCWAX: 50%DVY: 50%
100% DVY50/50100% RCWAX
Portfolio after 10yr
$24.8K
Annual income
$416.47/yr
Blended yield
1.68%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RCWAX buys
0
DVY buys
0
No recent congressional trades found for RCWAX or DVY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRCWAXDVY
Forward yield3.21%3.50% ✓
Annual dividend / share$0.50$5.25 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.6K$25.1K ✓
Annual income after 10y$395.17$437.78 ✓
Total dividends collected$3.6K$4.0K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RCWAX vs DVY ($10,000, DRIP)

YearRCWAX PortfolioRCWAX Income/yrDVY PortfolioDVY Income/yrGap
1← crossover$11,021$321.32$11,050$349.62$29.00 → DVY
2$12,124$330.97$12,184$361.04$60.00 → DVY
3$13,313$340.26$13,409$372.07$96.00 → DVY
4$14,594$349.18$14,730$382.68$136.00 → DVY
5$15,973$357.74$16,154$392.89$181.00 → DVY
6$17,457$365.94$17,688$402.69$231.00 → DVY
7$19,053$373.77$19,338$412.07$285.00 → DVY
8$20,768$381.25$21,113$421.04$345.00 → DVY
9$22,610$388.38$23,020$429.61$410.00 → DVY
10$24,588$395.17$25,070$437.78$482.00 → DVY

RCWAX vs DVY: Complete Analysis 2026

RCWAX — Stock

The fund will invest at least 80% of its assets in bonds and other debt securities, which may be represented by derivatives. It invests primarily in debt securities, including asset-backed and mortgage-backed securities and securities of governmental, supranational and corporate issuers denominated in various currencies, including U.S. dollars.

Full RCWAX Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →
📬

Get this RCWAX vs DVY comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

RCWAX vs SCHDRCWAX vs JEPIRCWAX vs ORCWAX vs KORCWAX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.