Is RDYFF or VYM a better dividend investment in 2026?

RDYFF currently yields 1831.50% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: RDYFF offers higher current income.

What is the dividend yield difference between RDYFF and VYM?

RDYFF has a forward dividend yield of 1831.50% ($2.00/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 1829.09 percentage points.

Home › Compare › RDYFF vs VYM

RDYFF vs VYM: Dividend Comparison 2026

RDYFF yields 1831.50% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RDYFF wins by $4390119279.49M in total portfolio value

INVESTMENT

TIME HORIZON10 years

RDYFF

● Live price

1831.50%

Share price

$0.11

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$4390119279.52M

Annual income

$3,964,325,134,274,295.50

Full RDYFF calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — RDYFF vs VYM

📍 RDYFF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RDYFF	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RDYFF + VYM cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

—

Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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RDYFF pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RDYFF

Annual income on $10K today (after 15% tax)

$155,677.66/yr

After 10yr DRIP, annual income (after tax)

$3,369,676,364,133,151.00/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, RDYFF beats the other by $3,369,676,364,132,914.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RDYFF + VYM for your $10,000?

RDYFF: 50%VYM: 50%

100% VYM50/50100% RDYFF

Portfolio after 10yr

$2195059639.77M

Annual income

$1,982,162,567,137,287.00/yr

Blended yield

90.30%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RDYFF buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRDYFFVYM

Forward yield	1831.50% ✓	2.41%
Annual dividend / share	$2.00	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$4390119279.52M ✓	$27.8K
Annual income after 10y	$3,964,325,134,274,295.50 ✓	$278.55
Total dividends collected	$4359682963.64M ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RDYFF vs VYM ($10,000, DRIP)

Year	RDYFF Portfolio	RDYFF Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$193,850	$183,150.18	$11,151	$241.44	+$182.7K → RDYFF
2	$3,525,522	$3,318,102.48	$12,413	$246.79	+$3.51M → RDYFF
3	$60,170,250	$56,397,941.52	$13,794	$251.79	+$60.16M → RDYFF
4	$963,958,130	$899,575,962.05	$15,306	$256.47	+$963.94M → RDYFF
5	$14,500,282,119	$13,468,846,920.38	$16,960	$260.84	+$14500.27M → RDYFF
6	$204,865,132,448	$189,349,830,579.99	$18,768	$264.92	+$204865.11M → RDYFF
7	$2,719,394,115,485	$2,500,188,423,765.96	$20,745	$268.71	+$2719394.09M → RDYFF
8	$33,926,271,547,904	$31,016,519,844,335.39	$22,905	$272.24	+$33926271.52M → RDYFF
9	$397,938,453,501,790	$361,637,342,945,532.60	$25,265	$275.51	+$397938453.48M → RDYFF
10	$4,390,119,279,521,211	$3,964,325,134,274,295.50	$27,842	$278.55	+$4390119279.49M → RDYFF

RDYFF vs VYM: Complete Analysis 2026

RDYFF — Stock

Newpath Resources Inc., a precious metals exploration company, engages in the exploration and development of mineral properties in Canada. It primarily explores for gold ores. It holds Northshore Gold project located in the Schreiber-Hemlo Greenstone Belt near Thunder Bay; and the Hemlo Eastern Flanks Project. The company also owns a 100% interest in 11 contiguous claims comprising od 233,963 hectares located in Schreiber Area. The company was incorporated in 2006 and is headquartered in Vancouver, British Columbia.

Full RDYFF Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.