Is RE or XYLD a better dividend investment in 2026?

RE currently yields 1.88% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between RE and XYLD?

RE has a forward dividend yield of 1.88% ($6.60/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 9.32 percentage points.

Home › Compare › RE vs XYLD

RE vs XYLD: Dividend Comparison 2026

RE yields 1.88% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RE wins by $5.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

● Live price

1.88%

Share price

$351.28

Annual div

$6.60

5Y div CAGR

24%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.8K

Annual income

$2,339.60

Full RE calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — RE vs XYLD

📍 RE pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RE	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RE + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

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Oct

—

Nov

—

Dec

—

RE pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

Annual income on $10K today (after 15% tax)

$159.70/yr

After 10yr DRIP, annual income (after tax)

$1,988.66/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, XYLD beats the other by $859.72/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RE + XYLD for your $10,000?

RE: 50%XYLD: 50%

100% XYLD50/50100% RE

Portfolio after 10yr

$28.4K

Annual income

$2,845.31/yr

Blended yield

10.03%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RE buys

XYLD buys

No recent congressional trades found for RE or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricREXYLD

Forward yield	1.88%	11.20% ✓
Annual dividend / share	$6.60 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	24% ✓	0%
Portfolio after 10y	$30.8K ✓	$25.9K
Annual income after 10y	$2,339.60	$3,351.03 ✓
Total dividends collected	$9.3K	$20.2K ✓
Payment frequency	quarterly	monthly
Sector	Financials	ETF

Year-by-year: RE vs XYLD ($10,000, DRIP)

Year	RE Portfolio	RE Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$10,933	$232.98	$10,840	$1,120.44	+$93.00 → RE
2	$11,993	$295.18	$11,786	$1,249.59	+$207.00 → RE
3	$13,208	$375.26	$12,854	$1,397.78	+$354.00 → RE
4	$14,612	$478.93	$14,063	$1,568.33	+$549.00 → RE
5	$16,249	$614.00	$15,434	$1,765.19	+$815.00 → RE
6	$18,177	$791.26	$16,995	$1,993.14	+$1.2K → RE
7	$20,475	$1,025.81	$18,777	$2,257.95	+$1.7K → RE
8	$23,248	$1,339.10	$20,818	$2,566.58	+$2.4K → RE
9	$26,637	$1,761.97	$23,163	$2,927.50	+$3.5K → RE
10	$30,841	$2,339.60	$25,865	$3,351.03	+$5.0K → RE

RE vs XYLD: Complete Analysis 2026

RE — Financials

Everest Re Group, Ltd., through its subsidiaries, provides reinsurance and insurance products in the United States, Bermuda, and internationally. The company operates through Reinsurance Operations and Insurance Operations segments. The Reinsurance Operations segment writes property and casualty reinsurance; and specialty lines of business through reinsurance brokers, as well as directly with ceding companies in the United States, Bermuda, Ireland, Canada, Singapore, Switzerland, and the United Kingdom. The Insurance Operations segment writes property and casualty insurance directly, as well as through brokers, surplus lines brokers, and general agents in Bermuda, Canada, Europe, South America, Canada, Chile, the United Kingdom, Ireland, and the Netherlands. The company also provides treaty and facultative reinsurance products; admitted and non-admitted insurance products; and property and casualty reinsurance and insurance coverages, including marine, aviation, surety, errors and omissions liability, directors' and officers' liability, medical malpractice, mortgage reinsurance, other specialty lines, accident and health, and workers' compensation products. In addition, it offers commercial property and casualty insurance products through wholesale and retail brokers, surplus lines brokers, and program administrators. Everest Re Group, Ltd. was founded in 1973 and is headquartered in Hamilton, Bermuda.

Full RE Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.