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RECS vs XYLD: Dividend Comparison 2026

RECS yields 1.16% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $3.9K in total portfolio value
10 years
RECS
RECS
● Live price
1.16%
Share price
$38.98
Annual div
$0.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.3K
Annual income
$125.57
Full RECS calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — RECS vs XYLD

📍 XYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRECSXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RECS + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RECS pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RECS
Annual income on $10K today (after 15% tax)
$98.97/yr
After 10yr DRIP, annual income (after tax)
$106.73/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,629.43/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RECS + XYLD for your $10,000?

RECS: 50%XYLD: 50%
100% XYLD50/50100% RECS
Portfolio after 10yr
$23.3K
Annual income
$1,672.29/yr
Blended yield
7.17%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RECS buys
0
XYLD buys
0
No recent congressional trades found for RECS or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRECSXYLD
Forward yield1.16%10.98%
Annual dividend / share$0.45$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$21.3K$25.3K
Annual income after 10y$125.57$3,219.02
Total dividends collected$1.2K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: RECS vs XYLD ($10,000, DRIP)

YearRECS PortfolioRECS Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$10,816$116.43$10,818$1,098.39$2.00XYLD
2$11,691$117.70$11,738$1,222.51$47.00XYLD
3$12,629$118.90$12,774$1,364.64$145.00XYLD
4$13,633$120.03$13,944$1,527.86$311.00XYLD
5$14,708$121.09$15,270$1,715.87$562.00XYLD
6$15,860$122.10$16,775$1,933.09$915.00XYLD
7$17,093$123.05$18,490$2,184.87$1.4KXYLD
8$18,413$123.94$20,450$2,477.63$2.0KXYLD
9$19,827$124.78$22,697$2,819.19$2.9KXYLD
10$21,340$125.57$25,280$3,219.02$3.9KXYLD

RECS vs XYLD: Complete Analysis 2026

RECSStock

The fund invests at least 80% of its assets in the securities of the index. The index is comprised of a subset of the companies within the Russell 1000 Index. The index was designed to reflect the performance of U.S. large- and mid-cap growth and value companies through the application of a rules-based methodology, which typically results in approximately 325-400 Index holdings, but this range can fluctuate because the index has no constraints on number of holdings.

Full RECS Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.